{"id":7882,"date":"2016-05-09T12:42:36","date_gmt":"2016-05-09T16:42:36","guid":{"rendered":"https:\/\/www.duck9.com\/?p=7882"},"modified":"2016-05-09T22:50:37","modified_gmt":"2016-05-10T02:50:37","slug":"financial-technology","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/financial-technology\/","title":{"rendered":"Financial Technology"},"content":{"rendered":"<div>\n<div>By Larry Chiang<\/div>\n<div><\/div>\n<div>I have a theorem that innovation occurs outside of FinTech. Yes, secrets about banks.<\/div>\n<div><\/div>\n<div>PayPal, RevelSystems and duck9. All FinTech innovations from &#8220;out of left field&#8221;.<\/p>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><img decoding=\"async\" style=\"width: 48px; height: 48px; padding-right: 8px;\" src=\"https:\/\/pbs.twimg.com\/profile_images\/613751289587957760\/ZN0VKUOa_normal.jpg\" alt=\"\" \/><\/td>\n<td><b>Larry Chiang (<a href=\"https:\/\/twitter.com\/larrychiang?refsrc=email&amp;s=11\">@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a href=\"https:\/\/twitter.com\/larrychiang\/status\/729710228128731137?refsrc=email&amp;s=11\">5\/9\/16, 9:30 AM<\/a><\/div>\n<div>Who wants to bet me and Josh <a href=\"https:\/\/twitter.com\/JoshConstine\">@JoshConstine<\/a> will pocket veto <a href=\"https:\/\/twitter.com\/search?q=%23NextBank&amp;src=hash\">#NextBank<\/a> \/ <a href=\"https:\/\/twitter.com\/search?q=%23Finovate&amp;src=hash\">#Finovate<\/a> <a href=\"https:\/\/twitter.com\/search?q=%23FinTech&amp;src=hash\">#FinTech<\/a> <a href=\"https:\/\/t.co\/xrmvKojOKu\">twitter.com\/thomasjlebens\/\u2026<\/a><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><img decoding=\"async\" style=\"width: 48px; height: 48px; padding-right: 8px;\" src=\"https:\/\/pbs.twimg.com\/profile_images\/664838931276369921\/axEVnGmk_normal.jpg\" alt=\"\" \/><\/span><\/td>\n<td><b style=\"background-color: rgba(255, 255, 255, 0);\">Thomas J. Lebens (<a href=\"https:\/\/twitter.com\/thomasjlebens?refsrc=email&amp;s=11\">@ThomasJLebens<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a style=\"background-color: rgba(255, 255, 255, 0);\" href=\"https:\/\/twitter.com\/thomasjlebens\/status\/728265913900929024?refsrc=email&amp;s=11\"><span style=\"color: #000000;\">5\/5\/16, 9:51 AM<\/span><\/a><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">Today in TechCrunch: Fintech doesn&#8217;t just disrupt banks, it makes them platforms\u00a0\u00a0<a href=\"https:\/\/t.co\/UAA5Oa91Ul\">tcrn.ch\/1TLtNrB<\/a>\u00a0by josh constine\u00a0\u00a0<a href=\"https:\/\/t.co\/1CRB83u6at\">pic.twitter.com\/1CRB83u6at<\/a><\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"background-color: rgba(255, 255, 255, 0);\"><\/p>\n<p><\/span><\/div>\n<div>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><img decoding=\"async\" style=\"width: 48px; height: 48px; padding-right: 8px;\" src=\"https:\/\/pbs.twimg.com\/profile_images\/670921969487904768\/zr-JAYRF_normal.jpg\" alt=\"\" \/><\/span><\/td>\n<td><b style=\"background-color: rgba(255, 255, 255, 0);\">Jim Marous (<a href=\"https:\/\/twitter.com\/jimmarous?refsrc=email&amp;s=11\">@JimMarous<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a style=\"background-color: rgba(255, 255, 255, 0);\" href=\"https:\/\/twitter.com\/jimmarous\/status\/728542214331080705?refsrc=email&amp;s=11\"><span style=\"color: #000000;\">5\/6\/16, 4:09 AM<\/span><\/a><\/div>\n<div><span style=\"color: #000000;\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/twitter.com\/search?q=%23Fintech&amp;src=hash\">#Fintech<\/a>\u00a0doesn\u2019t just disrupt\u00a0<a href=\"https:\/\/twitter.com\/search?q=%23banking&amp;src=hash\">#banking<\/a>, it makes them platforms.<br \/>\n<a href=\"https:\/\/t.co\/A8bZBzhtyt\">tcrn.ch\/1OgEC0u<\/a><br \/>\n<a href=\"https:\/\/twitter.com\/TechCrunch\">@TechCrunch<\/a>\u00a0<a href=\"https:\/\/twitter.com\/FinTechMafia\">@FinTechMafia<\/a>\u00a0<a href=\"https:\/\/t.co\/Pa6bALTKMz\">pic.twitter.com\/Pa6bALTKMz<\/a><\/span><\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\nFinTech&#8217;s baby cobra is more like &#8220;surrender cobra&#8221;. A baby cobra is where you&#8217;re about to pop out a baby and you&#8217;re still doing standup {to pay for your husband&#8217;s school loan bill from HBS}<br \/>\n<img decoding=\"async\" id=\"6CA028E0-7292-4174-95D2-1F775007F2F8\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/05\/image116.jpg\" alt=\"image1.JPG\" \/><br \/>\nRead &#8216;the book as a platform&#8221;<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">Read Ron Shevlin&#8217;s api article <a href=\"https:\/\/bit.ly\/rshevlin710\">https:\/\/bit.ly\/rshevlin710<\/a><\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">\u00a0<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">Conclusion is to just surrender to the fact that innovation may not come to FinTech do a very long time<\/span><\/div>\n<div><img decoding=\"async\" id=\"2D793803-7E47-4C4A-9A86-9DD0AC4119CE\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/05\/image210.jpg\" alt=\"image2.JPG\" \/><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\n<\/span><\/div>\n<div><\/div>\n<div><img decoding=\"async\" id=\"A935BF3C-00E1-453A-B460-38EB94701B25\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/05\/image34.jpg\" alt=\"image3.JPG\" \/><\/div>\n<div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\n<\/span><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>By Larry Chiang I have a theorem that innovation occurs outside of FinTech. Yes, secrets about banks. PayPal, RevelSystems and duck9. All FinTech innovations from &#8220;out of left field&#8221;. Larry Chiang (@LarryChiang) 5\/9\/16, 9:30 AM Who wants to bet me and Josh @JoshConstine will pocket veto #NextBank \/ #Finovate #FinTech twitter.com\/thomasjlebens\/\u2026 Thomas J. Lebens (@ThomasJLebens) [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[48],"tags":[],"class_list":["post-7882","post","type-post","status-publish","format-standard","hentry","category-banking-secrets"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/7882","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=7882"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/7882\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=7882"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=7882"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=7882"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}