{"id":8221,"date":"2016-07-16T14:14:09","date_gmt":"2016-07-16T18:14:09","guid":{"rendered":"https:\/\/www.duck9.com\/?p=8221"},"modified":"2016-07-16T14:20:07","modified_gmt":"2016-07-16T18:20:07","slug":"dipping-your-toes-into-the-real-world","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/dipping-your-toes-into-the-real-world\/","title":{"rendered":"Dipping Your Toes Into the Real World"},"content":{"rendered":"<div>\n<div>By Larry Chiang<\/div>\n<div><\/div>\n<div>Inception.&nbsp;<\/div>\n<div><\/div>\n<div>How does your credit score start!?<\/div>\n<div><\/div>\n<div>We all know and see the pie chart FICO credit score breakdown.&nbsp;<\/div>\n<div><img decoding=\"async\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/07\/image2-6.jpg\" alt=\"image2.JPG\" id=\"1B26CCDA-497D-408D-8852-A9A5B71FFD83\"><br \/><span style=\"background-color: rgba(255, 255, 255, 0);\">100% of your credit score when you start is <i>hard inquiry leading to a credit rejection(s<\/i>)<\/span><\/p>\n<table style=\"border:1px solid black;padding:8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><img decoding=\"async\" src=\"https:\/\/pbs.twimg.com\/profile_images\/613751289587957760\/ZN0VKUOa_normal.jpg\" style=\"width:48px;height:48px;padding-right:8px;\"><\/td>\n<td><b>Larry Chiang (<a href=\"https:\/\/twitter.com\/larrychiang?refsrc=email&amp;s=11\">@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a href=\"https:\/\/twitter.com\/larrychiang\/status\/748583661918793728?refsrc=email&amp;s=11\">6\/30\/16, 11:27 AM<\/a><\/div>\n<div>at first, your credit score is 100% new lines-of-credit OR 100% hard inquiry leading to a credit rejection(s) <a href=\"https:\/\/twitter.com\/search?q=%23duck9&amp;src=hash\">#duck9<\/a> <a href=\"https:\/\/twitter.com\/search?q=%23startup&amp;src=hash\">#startup<\/a> <a href=\"https:\/\/twitter.com\/search?q=%23FICO748pt8&amp;src=hash\">#FICO748pt8<\/a><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><\/div>\n<div>\n<div><img decoding=\"async\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/07\/image1-21.jpg\" alt=\"image1.JPG\" id=\"AEE34220-3B22-47A2-8EFF-E9B09333A789\"><span style=\"background-color: rgba(255, 255, 255, 0);\">100% hard inquiry leading to a credit rejection(s)<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/><\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">When dipping you toes into the real world, I recommend that you come up with a &#8220;plan B for credit card,&nbsp;credit rejection(s) due to&nbsp;hard inquiries&#8221;<\/span><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>By Larry Chiang Inception.&nbsp; How does your credit score start!? We all know and see the pie chart FICO credit score breakdown.&nbsp; 100% of your credit score when you start is hard inquiry leading to a credit rejection(s) Larry Chiang (@LarryChiang) 6\/30\/16, 11:27 AM at first, your credit score is 100% new lines-of-credit OR 100% [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-8221","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/8221","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=8221"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/8221\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=8221"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=8221"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=8221"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}