{"id":8275,"date":"2016-07-27T13:08:12","date_gmt":"2016-07-27T17:08:12","guid":{"rendered":"https:\/\/www.duck9.com\/?p=8275"},"modified":"2016-07-27T14:22:35","modified_gmt":"2016-07-27T18:22:35","slug":"jessica-dickler-schrodingers-wave-equation-his-cat-and-your-credit-score","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/jessica-dickler-schrodingers-wave-equation-his-cat-and-your-credit-score\/","title":{"rendered":"Jessica Dickler, Schrodinger&#8217;s Wave Equation, His Cat and Your Credit Score"},"content":{"rendered":"<div>\n<div>By Larry Chiang<\/div>\n<div><\/div>\n<div>Engineers know about Shrodinger&#8217;s cat and the HBO #SiliconValley episode about the trapped museum worker. Basically, checking on the health or status of something affects the cat<\/div>\n<div><\/div>\n<div>Shrodinger&#8217;s Wave Equation positively affects your FICO credit score*<\/p>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><img decoding=\"async\" src=\"https:\/\/pbs.twimg.com\/profile_images\/700355164734156800\/1k4mmfUm_normal.png\" style=\"width: 48px; height: 48px; padding-right: 8px;\"><\/span><\/td>\n<td><b style=\"background-color: rgba(255, 255, 255, 0);\">CNBC (<a href=\"https:\/\/twitter.com\/cnbc?refsrc=email&amp;s=11\">@CNBC<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a href=\"https:\/\/twitter.com\/cnbc\/status\/757917053361725441?refsrc=email&amp;s=11\" style=\"background-color: rgba(255, 255, 255, 0);\"><font color=\"#000000\">7\/26\/16, 5:34 AM<\/font><\/a><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">Memo to obsessive compulsives: Checking your credit score a lot may improve it&nbsp;<\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>*See Jessica Dickler&#8217;s Twitter feed for the article at&nbsp;<\/span><b style=\"background-color: rgba(255, 255, 255, 0);\">&nbsp;(<a href=\"https:\/\/twitter.com\/jdickler?refsrc=email&amp;s=11\">@jdickler<\/a>)<\/b><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/><\/span><\/p>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><img decoding=\"async\" src=\"https:\/\/pbs.twimg.com\/profile_images\/613751289587957760\/ZN0VKUOa_normal.jpg\" style=\"width: 48px; height: 48px; padding-right: 8px;\"><\/span><\/td>\n<td><b style=\"background-color: rgba(255, 255, 255, 0);\">Larry Chiang (<a href=\"https:\/\/twitter.com\/larrychiang?refsrc=email&amp;s=11\">@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a href=\"https:\/\/twitter.com\/larrychiang\/status\/758135762697150465?refsrc=email&amp;s=11\" style=\"background-color: rgba(255, 255, 255, 0);\"><font color=\"#000000\">7\/26\/16, 8:03 PM<\/font><\/a><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">Schrodingers. Cat.&nbsp;<a href=\"https:\/\/twitter.com\/search?q=%23CreditScore&amp;src=hash\">#CreditScore<\/a>&nbsp;<\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>CNBC syndicates to Bank Rate (Robert Heady&#8217;s bankrate Monitor)<br \/><\/span><\/p>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><img decoding=\"async\" src=\"https:\/\/pbs.twimg.com\/profile_images\/708399600592289792\/Pg75i-a3_normal.jpg\" style=\"width: 48px; height: 48px; padding-right: 8px;\"><\/span><\/td>\n<td><b style=\"background-color: rgba(255, 255, 255, 0);\">Bankrate (<a href=\"https:\/\/twitter.com\/bankrate?refsrc=email&amp;s=11\">@Bankrate<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a href=\"https:\/\/twitter.com\/bankrate\/status\/758248104030310400?refsrc=email&amp;s=11\" style=\"background-color: rgba(255, 255, 255, 0);\"><font color=\"#000000\">7\/27\/16, 3:30 AM<\/font><\/a><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">Surprise! Frequent credit score checks improve it&nbsp;&nbsp;<a href=\"https:\/\/twitter.com\/CNBC\">@CNBC<\/a>&nbsp;<a href=\"https:\/\/twitter.com\/jdickler\">@jdickler<\/a>&nbsp;<\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>Remember, checking your own credit report is counted as a consumer inquiry and not a credit inquiry.&nbsp;<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/><\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">Chargeoffs- duck credit code &#8220;9&#8221;, a chargeoff. Here Ms Dickler shows that small student debts owed to private, for profit schools charge-off pretty often.&nbsp;<br \/><\/span><\/p>\n<table style=\"border:1px solid black;padding:8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><img decoding=\"async\" src=\"https:\/\/pbs.twimg.com\/profile_images\/672056222200274945\/aIONyNUk_normal.jpg\" style=\"width:48px;height:48px;padding-right:8px;\"><\/td>\n<td><b>Jessica Dickler (<a href=\"https:\/\/twitter.com\/jdickler?refsrc=email&amp;s=11\">@jdickler<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a href=\"https:\/\/twitter.com\/jdickler\/status\/756665464382717952?refsrc=email&amp;s=11\">7\/22\/16, 6:41 PM<\/a><\/div>\n<div>Great read: The heart of the student debt crisis is all about the smallest numbers <a href=\"https:\/\/twitter.com\/DKThomp\">@DKThomp<\/a> <a href=\"https:\/\/t.co\/ahX00PiKCR\"><span>theatlantic.com\/business\/archi\u2026<\/span><\/a><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/><\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/www.youtube.com\/watch?v=eudADPfTWiE&amp;sns=em\">https:\/\/www.youtube.com\/watch?v=eudADPfTWiE&amp;sns=em<\/a><\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/><\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/www.youtube.com\/watch?v=WVKHwYJzVVc&amp;sns=em\">https:\/\/www.youtube.com\/watch?v=WVKHwYJzVVc&amp;sns=em<\/a><\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/><\/span><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>By Larry Chiang Engineers know about Shrodinger&#8217;s cat and the HBO #SiliconValley episode about the trapped museum worker. Basically, checking on the health or status of something affects the cat Shrodinger&#8217;s Wave Equation positively affects your FICO credit score* CNBC (@CNBC) 7\/26\/16, 5:34 AM Memo to obsessive compulsives: Checking your credit score a lot may [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[45,7],"tags":[],"class_list":["post-8275","post","type-post","status-publish","format-standard","hentry","category-business-school-level-knowledge-about-credit-scores","category-stanford-engineering"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/8275","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=8275"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/8275\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=8275"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=8275"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=8275"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}