{"id":8490,"date":"2016-09-08T13:34:07","date_gmt":"2016-09-08T17:34:07","guid":{"rendered":"https:\/\/www.duck9.com\/?p=8490"},"modified":"2016-09-08T13:38:01","modified_gmt":"2016-09-08T17:38:01","slug":"quadrant-ii-explained","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/quadrant-ii-explained\/","title":{"rendered":"Quadrant II Explained"},"content":{"rendered":"
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By Larry Chiang<\/div>\n
<\/div>\n
There are four quadrants<\/div>\n
High credit limits, high FICO. <\/div>\n
Low credit limits, high FICO’s <\/div>\n
Low credit limits, low credit card credit-score. <\/div>\n
High credit limits, low credit score<\/div>\n
<\/div>\n
These quadrants matter inside the new rules of credit after me and Dick Durbin’s #HR627. <\/div>\n
\n\n\n\n\n
<\/td>\nLarry Chiang (@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n
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9\/8\/16, 10:15 AM<\/a><\/div>\n
FICO’s over 800 Y-Axis.
a credit line under $500. X-axis. Quad 2 = “FICO’s over 800 with a credit line under $500” pic.twitter.com\/tmVm7bzSwv<\/span><\/a><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\"image1.JPG\"<\/div>\n

Reality<\/b>– low credit lines properly managed nets you a fico over 800. Yes, you are StackOverflowing the Experian, TransUnion & Equifax filters<\/div>\n
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<\/span><\/div>\n
https:\/\/www.youtube.com\/watch?v=eudADPfTWiE&sns=em<\/a><\/span><\/div>\n

<\/span><\/div>\n
https:\/\/www.youtube.com\/watch?v=WVKHwYJzVVc&sns=em<\/a><\/span><\/div>\n

<\/span><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

By Larry Chiang There are four quadrants High credit limits, high FICO.  Low credit limits, high FICO’s  Low credit limits, low credit card credit-score.  High credit limits, low credit score These quadrants matter inside the new rules of credit after me and Dick Durbin’s #HR627.  Larry Chiang (@LarryChiang) 9\/8\/16, 10:15 AM FICO’s over 800 Y-Axis. […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-8490","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/8490","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=8490"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/8490\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=8490"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=8490"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=8490"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}