{"id":8496,"date":"2016-09-09T12:00:33","date_gmt":"2016-09-09T16:00:33","guid":{"rendered":"https:\/\/www.duck9.com\/?p=8496"},"modified":"2016-09-09T19:19:53","modified_gmt":"2016-09-09T23:19:53","slug":"going-from-zero-to-one-is-800-times-more-complicated-when-going-zero-to-800","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/going-from-zero-to-one-is-800-times-more-complicated-when-going-zero-to-800\/","title":{"rendered":"Going From Zero to One is 800 Times More Complicated When Going Zero to 800"},"content":{"rendered":"
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By Larry Chiang<\/div>\n
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I’m going to break a cardinal rule of writing.<\/div>\n
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Sinfully<\/i>…, I’m going to analogize (to make analogy) something very complicated {a Stanford Engineering class about entrepreneurship turned into a NYC Times bestseller}. And correlate entrepreneurship, ‘cs183’, to something that’s shrouded in veiled secrecy: FICO<\/b>. [Has any author ever tacked exactly how a credit score starts-up post House Resolution 627 (Credit card act)? Answer = no.]<\/div>\n
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The Amazon runaway-bestseller by Peter Thiel, Zero To One<\/u>, exposed “How To Start a Startup<\/b>” and spawned #HTSAS. Also known as Stanford Engineering\u00a0#cs183b<\/a>.\u00a0<\/span>#cs183d<\/a>\u00a0is not to be confused with\u00a0<\/span>#cs183duck9<\/a>. \u00a0<\/span><\/div>\n
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“<\/span>Going From Zero to One is 800 Times More Complicated When Going Zero to FICO Score 800″<\/p><\/blockquote>\n<\/div>\n<\/div>\n

—@LarryChiang<\/a><\/b><\/div>\n
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Confused!?!<\/span><\/div>\n
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Let me try to explain visually…<\/span><\/div>\n
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Hold on to you ass because it’s gonna get wayyyyy worse before it gets better.<\/div>\n
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Truth #1 That’s Difficult to Swallow.<\/u><\/div>\n
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Entrepreneurship education is best inside of an engineering school at Stanford. Yes, I know about Harvard– I wrote for Harbus there. Yes, I know about Wharton– I lecture there. Yes I know about Stanford Business School!\u00a0True story, Stanford engineering is best for entrepreneurship education.\u00a0<\/span><\/p>\n

Truth #2 That’s Difficult to Swallow.<\/span><\/p>\n<\/div>\n

At first, the 10% is your 100%. The 10% ‘new credit’ is the super duper majority of your fico at the first day of your adult, credit life.<\/div>\n
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At days number one to one hundred, your future is reading ZERO.\u00a0<\/span><\/div>\n
– one hard inquiry coupled with a rejection =0<\/span><\/div>\n
– there are 101 secrets I have devised, engineered and distributed www.101secrets.com<\/a><\/span><\/div>\n

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<\/span><\/td>\nLarry Chiang (@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n
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9\/9\/16, 7:59 AM<\/span><\/a><\/div>\n
Hollywood,\u00a0#SiliconValley<\/a>,\u00a0#NYFW<\/a>, your FICO. What’s real? What’s being sold to you?\u00a0#cs183duck9<\/a>, bc its complicated\u00a0pic.twitter.com\/MI47nZOcCK<\/a><\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n


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\nTruth #3 That’s Difficult to Swallow:\u00a0There is such a thing as a fakO credit score.
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<\/span><\/td>\nLarry Chiang (@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n
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9\/9\/16, 8:06 AM<\/span><\/a><\/div>\n
She’s All That!,\u00a0#SiliconValley<\/a>, your fakO. What’s real? What’s being sold to you?\u00a0#cs183duck9<\/a>, bc its complicated\u00a0pic.twitter.com\/zjB6GD5fus<\/a><\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n


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\nA fakO score is not a fico score but it pretends to be. [Photo credit at nyfw Patrick McMullan]<\/span><\/p>\n<\/div>\n


\n#cs183duck9<\/a>\u00a0entails me texting you the 14-20 relevant blog posts out of 3,000+ Duck9 blog posts. What I do is pattern recognize what form of fico score zero you are. And then get you a plan to go from “zero to 800”<\/span><\/div>\n
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Truth #4 That’s Difficult to Swallow: you have zero shot at understanding credit because the entire system is engineered to be counterintuitive. See David Rohrsheim’s quote.\u00a0<\/span><\/div>\n
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Text me!!!!<\/span><\/div>\n
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Goodness, I’m hiLarryAss. Note: Ass an alpha male, I’m allowed to present technical material and content with hilarious humor and misspellings \u00a0like ASS for ‘as’. It keeps me sane. Saying the same thing 36,000,000x can do that*<\/span><\/div>\n
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<\/span><\/td>\nCEO of Duck9, Larry (@6502838008<\/a>)<\/b><\/td>\n<\/tr>\n
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9\/9\/16, 8:10 AM<\/span><\/a><\/div>\n
CS 183\u00a0@Stanford<\/a>\u00a0class that outlines going zero to One.
\n@duck9<\/a>, bc Deep Underground Credit Knowledge 9\u00a0#cs183duck9<\/a>\u00a0pic.twitter.com\/TsReXFEgiR<\/a><\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Jeremy Toeman said, “Try doing a 3m demo at CES 9 hrs\/day, 4 days. To people mostly looking for free pens!<\/p>\n

Roy Bahat “It is really hard to repeat yourself without getting bored. It helps to vary things, a bit, each time.”<\/p>\n

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<\/td>\nCEO of Duck9, Larry (@6502838008<\/a>)<\/b><\/td>\n<\/tr>\n
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9\/9\/16, 8:03 AM<\/a><\/div>\n
#cs183creditScore<\/a> ~> #cs183duck9<\/a> [-: FICO score starting is *NOT* what it appears to be! pic.twitter.com\/PRtFfmW0xt<\/a><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n