{"id":8520,"date":"2016-09-11T18:58:50","date_gmt":"2016-09-11T22:58:50","guid":{"rendered":"https:\/\/www.duck9.com\/?p=8520"},"modified":"2016-09-15T20:43:06","modified_gmt":"2016-09-16T00:43:06","slug":"what-penny-pritzker-knows-about-starting-up-an-800-fico-that-pretty-much-only-stanford-engineers-fully-grasp","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/what-penny-pritzker-knows-about-starting-up-an-800-fico-that-pretty-much-only-stanford-engineers-fully-grasp\/","title":{"rendered":"What Penny Pritzker Knows About Starting Up an 800 FICO That Pretty Much Only Stanford Engineers Fully Grasp"},"content":{"rendered":"
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By Larry Chiang<\/div>\n
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The U.S. Secretary of Commerce’s,\u00a0Penny Pritzker’s,\u00a0family started Trans Union.\u00a0<\/span><\/div>\n
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Starting. Your. Credit. Report.<\/div>\n
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Very hard. Lots of staccato starts and stops. Stanford engineers have the benefit of office hours at #530Lytton. If they face an initial rejection, Bank of America office hours quickly and rapidly get a 180 degree turn from credit rejection to credit approval.<\/div>\n
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Initially, your credit report is just one very hard and very tough credit inquiry\u00a0<\/span><\/div>\n
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Because you have no credit when you’re a credit virgin<\/span><\/div>\n
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Mix of credit =0%<\/span><\/div>\n
Payment history = 0%<\/span><\/div>\n
Capacity = 0%<\/span><\/div>\n
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Therefore, 100% of your TransUnion credit report is a hard inquiry (coupled with a rejection).\u00a0<\/span><\/div>\n
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Stanford engineers know “What They Do Teach You Inside CS, About Getting a FICO 800 and Getting an SPG American Express Card”<\/span><\/div>\n
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Like Nick Lee https:\/\/bit.ly\/mmpqq710<\/a><\/span><\/div>\n
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<\/span><\/td>\nLarry Chiang (@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n
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6\/23\/16, 8:04 AM<\/span><\/a><\/div>\n
“What Penny Pritzker, U.S. Secretary of Commerce, Knows About Starting Up FICO, But Won’t Mentor Youth On.” #GES2016<\/a> pic.twitter.com\/2SHAnPRriU<\/a><\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n\n
<\/span><\/td>\nLarry Chiang (@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n
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3\/13\/15, 8:40 AM<\/span><\/a><\/div>\n
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#SXSW<\/a>\u00a0@juliehuls<\/a>\u00a0penny’s here too!?<\/span><\/span><\/p>\n

Tell her founder of\u00a0#expTransFax<\/a>\u00a0is in the\u00a0#austin<\/a>\u00a0neighborhood !
\n#ParisHiltonOfSiliconValley<\/a><\/p>\n<\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

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<\/span><\/td>\nJulie Huls (@juliehuls<\/a>)<\/b><\/td>\n<\/tr>\n
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3\/13\/15, 8:12 AM<\/span><\/a><\/div>\n
.@ATCouncil<\/a>\u00a0#DellATCpolicylabs<\/a>\u00a0@PennyPritzker<\/a>\u00a0@uspto<\/a>\u00a0@AdlerForAustin<\/a>\u00a0@techstars<\/a>\u00a0@CapitalFactory<\/a>\u00a0@dreamit<\/a>\u00a0@ridescout<\/a>\u00a0pic.twitter.com\/tO62Jq1cif<\/a><\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n


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\n<\/span><\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

By Larry Chiang The U.S. Secretary of Commerce’s,\u00a0Penny Pritzker’s,\u00a0family started Trans Union.\u00a0 Starting. Your. Credit. Report. Very hard. Lots of staccato starts and stops. Stanford engineers have the benefit of office hours at #530Lytton. If they face an initial rejection, Bank of America office hours quickly and rapidly get a 180 degree turn from credit […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9,7],"tags":[],"class_list":["post-8520","post","type-post","status-publish","format-standard","hentry","category-credit-secrets","category-stanford-engineering"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/8520","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=8520"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/8520\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=8520"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=8520"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=8520"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}