{"id":8909,"date":"2016-11-10T15:59:59","date_gmt":"2016-11-10T19:59:59","guid":{"rendered":"https:\/\/www.duck9.com\/?p=8909"},"modified":"2016-11-11T18:35:50","modified_gmt":"2016-11-11T22:35:50","slug":"the-cheaper-alternative-to-our-600-cost","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/the-cheaper-alternative-to-our-600-cost\/","title":{"rendered":"The Cheaper Alternative to Our $600 Cost"},"content":{"rendered":"<div>\n<div>By Larry Chiang<\/div>\n<div><\/div>\n<div>Confucius said to Engineering 145 students 2010, 2011, 2012 and 2013, &#8220;There is always someone willing to charge less for what you&#8217;re selling.&#8221;<\/div>\n<div><\/div>\n<div><img decoding=\"async\" id=\"6F454ADC-25F7-4391-B0DD-7F009A11E078\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/11\/image1-9.jpg\" alt=\"image1.JPG\" \/><\/div>\n<div><span style=\"-webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">You&#8217;re free to pay $0 since I lay out what it takes for a 17.75 yo kid to get to a great FICO score.<br \/>\n<\/span><\/p>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><img decoding=\"async\" style=\"width: 48px; height: 48px; padding-right: 8px;\" src=\"https:\/\/pbs.twimg.com\/profile_images\/330513901\/logo_normal.png\" \/><\/span><\/td>\n<td><b style=\"background-color: rgba(255, 255, 255, 0);\">Dickie Duck9 Mascot (<a href=\"https:\/\/twitter.com\/duck9?refsrc=email&amp;s=11\">@duck9<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a style=\"background-color: rgba(255, 255, 255, 0);\" href=\"https:\/\/twitter.com\/duck9\/status\/746181264005226497?refsrc=email&amp;s=11\"><span style=\"color: #000000;\">6\/23\/16, 8:20 PM<\/span><\/a><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">Duck9 is a credit score preparation program. $600 to get to *750*. Pay 50% now\u00a0<a href=\"https:\/\/t.co\/qlASschrZ7\">PayPal.me\/larrychiang\/29\u2026<\/a>\u00a0<a href=\"https:\/\/t.co\/e2ci08NlDG\">pic.twitter.com\/e2ci08NlDG<\/a><\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\nNerd wallet has a $200 alternative which is cheaper than the $600 we are charging&#8230;<br \/>\n<\/span><\/p>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><img decoding=\"async\" style=\"width: 48px; height: 48px; padding-right: 8px;\" src=\"https:\/\/pbs.twimg.com\/profile_images\/613751289587957760\/ZN0VKUOa_normal.jpg\" \/><\/span><\/td>\n<td><b style=\"background-color: rgba(255, 255, 255, 0);\">Larry Chiang (<a href=\"https:\/\/twitter.com\/larrychiang?refsrc=email&amp;s=11\">@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a style=\"background-color: rgba(255, 255, 255, 0);\" href=\"https:\/\/twitter.com\/larrychiang\/status\/796069808559116288?refsrc=email&amp;s=11\"><span style=\"color: #000000;\">11\/8\/16, 11:20 AM<\/span><\/a><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0); color: #000000;\"><a style=\"background-color: rgba(255, 255, 255, 0);\" href=\"https:\/\/t.co\/vOFnknNS8Y\">nerdwallet.com\/blog\/finance\/b\u2026<\/a>\u00a0<\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<img loading=\"lazy\" decoding=\"async\" id=\"6660111D-8625-4151-A370-778B14FFAA47\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/11\/image3.jpg\" alt=\"image3.JPG\" width=\"1280\" height=\"960\" \/> Experian, Trans Union and Equifax\n<p><span style=\"background-color: rgba(255, 255, 255, 0);\"><\/p>\n<p><\/span><\/p>\n<\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">What are the 3 bureaus ?<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\n<\/span><\/div>\n<div>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><img decoding=\"async\" style=\"width: 48px; height: 48px; padding-right: 8px;\" src=\"https:\/\/pbs.twimg.com\/profile_images\/613751289587957760\/ZN0VKUOa_normal.jpg\" \/><\/td>\n<td><b>Larry Chiang (<a href=\"https:\/\/twitter.com\/larrychiang?refsrc=email&amp;s=11\">@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a href=\"https:\/\/twitter.com\/larrychiang\/status\/796801099776671744?refsrc=email&amp;s=11\">11\/10\/16, 11:46 AM<\/a><\/div>\n<div>How<br \/>\nTo<br \/>\nBuy<br \/>\nYour<br \/>\nKid<br \/>\nA<br \/>\nGood<br \/>\nCredit<br \/>\nScore<br \/>\n<a href=\"https:\/\/twitter.com\/search?q=%23cs183creditScore&amp;src=hash\">#cs183creditScore<\/a>. $600. Pay 50% now <a href=\"https:\/\/t.co\/uezU7fkZuC\">PayPal.me\/larrychiang\/300<\/a> And the other half after 24 1&#8217;s <a href=\"https:\/\/t.co\/xSGHVIYRFr\">pic.twitter.com\/xSGHVIYRFr<\/a><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div>\n<div><img decoding=\"async\" id=\"925122CE-EF88-435D-9797-D75C0369DD8E\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/11\/image2-4.jpg\" alt=\"image2.JPG\" \/><\/div>\n<div><\/div>\n<div>If you are a Stanford engineering student, feel free to reverse engineer a FICO 750-850 and sell it for 200-600.<\/div>\n<div><img decoding=\"async\" id=\"7BB30C88-00D1-4783-9F2F-52006BB8444F\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/11\/image4-1.jpg\" alt=\"image4.JPG\" \/><\/div>\n<div>Keep 100%. Reverse engineering this is simpler than angle-side-angle theorems in geometry you took freshman year.<\/div>\n<div><\/div>\n<div><img decoding=\"async\" id=\"9357F1F7-A42C-4739-A67B-50515B9E2587\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/11\/image6-1.jpg\" alt=\"image6.JPG\" \/><\/div>\n<div>&#8220;Rule of 72&#8221; because Einstein was an accountant that did leadGen before we did the Theory of Relativity. Theorems are guaranteed. Theories are airs and prayers.<\/div>\n<div><\/div>\n<div><img decoding=\"async\" id=\"E23150B9-CA37-438C-AB35-CFD3CC48DBF9\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/11\/image5-1.jpg\" alt=\"image5.JPG\" \/><\/div>\n<div>The Tree knows!!!!<\/div>\n<div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>By Larry Chiang Confucius said to Engineering 145 students 2010, 2011, 2012 and 2013, &#8220;There is always someone willing to charge less for what you&#8217;re selling.&#8221; You&#8217;re free to pay $0 since I lay out what it takes for a 17.75 yo kid to get to a great FICO score. Dickie Duck9 Mascot (@duck9) 6\/23\/16, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[45],"tags":[],"class_list":["post-8909","post","type-post","status-publish","format-standard","hentry","category-business-school-level-knowledge-about-credit-scores"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/8909","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=8909"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/8909\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=8909"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=8909"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=8909"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}