{"id":8949,"date":"2016-11-16T01:00:39","date_gmt":"2016-11-16T05:00:39","guid":{"rendered":"https:\/\/www.duck9.com\/?p=8949"},"modified":"2016-11-18T12:41:20","modified_gmt":"2016-11-18T16:41:20","slug":"larry-chiang-pops-you-credit-cherry","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/larry-chiang-pops-you-credit-cherry\/","title":{"rendered":"Larry Chiang Pops Your Credit Cherry"},"content":{"rendered":"<div>\n<div><a href=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/11\/img_5474.jpg\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/11\/img_5474.jpg\" alt=\"\" width=\"1500\" height=\"500\" class=\"alignnone size-full wp-image-8955\" srcset=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/11\/img_5474.jpg 1500w, https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/11\/img_5474-300x100.jpg 300w, https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/11\/img_5474-768x256.jpg 768w, https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/11\/img_5474-1024x341.jpg 1024w\" sizes=\"auto, (max-width: 1500px) 100vw, 1500px\" \/><\/a>By Larry Chiang&nbsp;<\/div>\n<div>\n<\/div>\n<div>Popping a cherry implies you have a credit hymen that bleeds upon first penetration. Well, let these credit insights penetrate your mindset. Let us take you from credit outsider to credit insider. Yes, men have a hymen too so read on.&nbsp;<\/div>\n<div>\n<\/div>\n<div><b>Question<\/b>: What do you want your {virginal} new &nbsp;credit report to say?!<\/div>\n<div>\n<\/div>\n<div><b>Larry Chiang Answer<\/b>: on time &#8216;1&#8217;; Ontime &#8220;1&#8221;, on-time 1; on time &#8220;1&#8221;, paid on time [credit code 1]; 1, 1, 1 for 24 months in a row.&nbsp;<\/div>\n<div>\n<\/div>\n<div>24 months in a row you pay something more than $0; ontime. In the American calendar, 24 months is 2 years on Experian (TransUnion and Equifax).&nbsp;<\/div>\n<div><img loading=\"lazy\" decoding=\"async\" width=\"1632\" height=\"1224\" alt=\"image1.JPG\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/11\/image1-15.jpg\" title=\"Grrrr, we are angry if there are 2's or 9's on credit reports\" class=\"size-custom\"> Grrrr, we are angry if there are 2&#8217;s or 9&#8217;s on credit reports<\/div>\n<div>\n<table style=\"border:1px solid black;padding:8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><img decoding=\"async\" src=\"https:\/\/pbs.twimg.com\/profile_images\/613751289587957760\/ZN0VKUOa_normal.jpg\" style=\"width:48px;height:48px;padding-right:8px;\"><\/td>\n<td><b>Larry Chiang (<a href=\"https:\/\/twitter.com\/larrychiang?refsrc=email&amp;s=11\">@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a href=\"https:\/\/twitter.com\/larrychiang\/status\/596735423298211840?refsrc=email&amp;s=11\">5\/8\/15, 10:56 AM<\/a><\/div>\n<div>A Jedi can just take Experian&#8217;s credit report and write on it like you write on paper using <a href=\"https:\/\/twitter.com\/search?q=%23PObox105281&amp;src=hash\">#PObox105281<\/a><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>A &#8220;2&#8221; is 30-days late.&nbsp;<\/p><\/div>\n<div>A &#8216;9&#8217; is charged off loan. It&#8217;s where the bank gives up that you will ever pay.&nbsp;<\/div>\n<div>\nLarry<\/p>\n<\/div>\n<div>\n<p><span style=\"background-color: rgba(255, 255, 255, 0);\">Sent to WORDPRESS from my iPhone 8 that Steve Jobs texted me at (two iPhone 4&#8217;s where @6502838008 texted back and forth \ud83d\ude42<\/span><\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>By Larry Chiang&nbsp; Popping a cherry implies you have a credit hymen that bleeds upon first penetration. Well, let these credit insights penetrate your mindset. Let us take you from credit outsider to credit insider. Yes, men have a hymen too so read on.&nbsp; Question: What do you want your {virginal} new &nbsp;credit report to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[45],"tags":[],"class_list":["post-8949","post","type-post","status-publish","format-standard","hentry","category-business-school-level-knowledge-about-credit-scores"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/8949","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=8949"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/8949\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=8949"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=8949"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=8949"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}