{"id":9101,"date":"2016-12-06T02:22:28","date_gmt":"2016-12-06T06:22:28","guid":{"rendered":"https:\/\/www.duck9.com\/?p=9101"},"modified":"2016-12-06T03:11:18","modified_gmt":"2016-12-06T07:11:18","slug":"zero-to-748-8-is-easier-than-702-to-748-8","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/zero-to-748-8-is-easier-than-702-to-748-8\/","title":{"rendered":"Zero to 748.8 is EASIER Than &#8216;702&#8217; to 748.8"},"content":{"rendered":"<p>By Larry Chiang<\/p>\n<div><\/div>\n<div>\n<p>For Stanford undergrad engineers, the journey to 750 is pretty smooth. Just 24 on time 1&#8217;s.&nbsp;<\/p>\n<table style=\"border:1px solid black;padding:8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><img decoding=\"async\" src=\"https:\/\/pbs.twimg.com\/profile_images\/613751289587957760\/ZN0VKUOa_normal.jpg\" style=\"width:48px;height:48px;padding-right:8px;\"><\/td>\n<td><b>Larry Chiang (<a href=\"https:\/\/twitter.com\/larrychiang?refsrc=email&amp;s=11\">@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a href=\"https:\/\/twitter.com\/larrychiang\/status\/805971072709332992?refsrc=email&amp;s=11\">12\/5\/16, 7:04 PM<\/a><\/div>\n<div>Let us go from <a href=\"https:\/\/twitter.com\/search?q=%23702toFICO748pt8&amp;src=hash\">#702toFICO748pt8<\/a> (aka &#8220;750&#8221;<br \/>\nClick ~&gt; <a href=\"https:\/\/twitter.com\/search?q=%23FICO748pt8&amp;src=hash\">#FICO748pt8<\/a> &lt;~ to go zero to 748.8<br \/>\n702 -&gt; ~750 = harder because of friction <a href=\"https:\/\/t.co\/c8vNGyhQ2y\"><span>pic.twitter.com\/c8vNGyhQ2y<\/span><\/a><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"background-color: rgba(255, 255, 255, 0);\">748.8 was Mike Arrington&#8217;s credit score 2010 when he was on the cusp of an Amex Starwood credit card&nbsp;<\/span><\/p>\n<\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\n<\/span><\/div>\n<div><img decoding=\"async\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/12\/image1-3.jpg\" alt=\"image1.JPG\" id=\"9C3A9D10-8E73-40DE-BF9A-57C19EDB5A26\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\n<\/span><\/div>\n<div>&#8220;You get points. Lots of points.&#8221; &#8211;<b><a href=\"https:\/\/twitter.com\/larrychiang?refsrc=email&amp;s=11\" style=\"background-color: rgba(255, 255, 255, 0);\">@LarryChiang<\/a><\/b><\/div>\n<div><\/div>\n<div><\/div>\n<div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\n<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/www.youtube.com\/watch?v=eudADPfTWiE&amp;sns=em\">https:\/\/www.youtube.com\/watch?v=eudADPfTWiE&amp;sns=em<\/a><\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\n<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/www.youtube.com\/watch?v=WVKHwYJzVVc&amp;sns=em\">https:\/\/www.youtube.com\/watch?v=WVKHwYJzVVc&amp;sns=em<\/a><\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\n<\/span><\/div>\n<\/div>\n<div>\n<div>\n<p><a href=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/12\/img_6247.jpg\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/12\/img_6247.jpg\" alt=\"\" width=\"640\" height=\"434\" class=\"alignnone size-full wp-image-9104\" srcset=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/12\/img_6247.jpg 640w, https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/12\/img_6247-300x203.jpg 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/a><a href=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/12\/img_6259.jpg\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/12\/img_6259.jpg\" alt=\"\" width=\"1225\" height=\"1606\" class=\"alignnone size-full wp-image-9103\" srcset=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/12\/img_6259.jpg 1225w, https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/12\/img_6259-229x300.jpg 229w, https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/12\/img_6259-768x1007.jpg 768w, https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/12\/img_6259-781x1024.jpg 781w\" sizes=\"auto, (max-width: 1225px) 100vw, 1225px\" \/><\/a><a href=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/12\/img_6245.jpg\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/12\/img_6245.jpg\" alt=\"\" width=\"988\" height=\"777\" class=\"alignnone size-full wp-image-9105\" srcset=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/12\/img_6245.jpg 988w, https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/12\/img_6245-300x236.jpg 300w, https:\/\/www.duck9.com\/wp-content\/uploads\/2016\/12\/img_6245-768x604.jpg 768w\" sizes=\"auto, (max-width: 988px) 100vw, 988px\" \/><\/a><\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>By Larry Chiang For Stanford undergrad engineers, the journey to 750 is pretty smooth. Just 24 on time 1&#8217;s.&nbsp; Larry Chiang (@LarryChiang) 12\/5\/16, 7:04 PM Let us go from #702toFICO748pt8 (aka &#8220;750&#8221; Click ~&gt; #FICO748pt8 &lt;~ to go zero to 748.8 702 -&gt; ~750 = harder because of friction pic.twitter.com\/c8vNGyhQ2y 748.8 was Mike Arrington&#8217;s credit [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":9108,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[40,7],"tags":[],"class_list":["post-9101","post","type-post","status-publish","format-standard","hentry","category-deep-underground-credit-knowledge-via-subroutines","category-stanford-engineering"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/9101","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=9101"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/9101\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media\/9108"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=9101"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=9101"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=9101"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}