{"id":9115,"date":"2016-12-06T22:30:47","date_gmt":"2016-12-07T02:30:47","guid":{"rendered":"https:\/\/www.duck9.com\/?p=9115"},"modified":"2016-12-08T13:47:27","modified_gmt":"2016-12-08T17:47:27","slug":"virgin-of-credit-vs-10-yr-professional-who-gets-from-fico-500-to-750-faster","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/virgin-of-credit-vs-10-yr-professional-who-gets-from-fico-500-to-750-faster\/","title":{"rendered":"Virgin of Credit vs 10-yr Professional. Who gets from FICO 500 to 750, Faster"},"content":{"rendered":"
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By Larry Chiang<\/div>\n
\n<\/div>\n
17 1\/2 yo with no credit. <\/div>\n
40 yo with a FICO of 720. <\/div>\n
\n<\/div>\n
Who gets to a FICO over 770, faster!?!<\/div>\n
\n<\/div>\n
Let us look at the credit<\/b> Virgin<\/i><\/div>\n
The credit virgin gets a $300 line of credit at a Bank of America. In 24 months, their FICO is 750++<\/i><\/div>\n
\n<\/div>\n
\"image1.JPG\"\n<\/div>\n
That took 2 years. They are now 19 years old. Almost 20 years old. <\/div>\n
\n<\/div>\n
\"image2.JPG\"\n<\/div>\n
Now, let us try to edit a broken credit report. 720 means there are bad things on your credit report. <\/div>\n
\n\n\n\n\n
<\/td>\nLarry Chiang (@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n
\n
9\/8\/15, 8:17 AM<\/a><\/div>\n
Bank of America is a CS 183e. C&S sovreign and NCNB edited. B of A is at #101TryonStreet<\/a> for a reason.<\/p>\n

—@LarryChiang<\/a><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\n\n\n\n\n
<\/span><\/td>\nLarry Chiang (@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n
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12\/6\/16, 6:06 PM<\/font><\/a><\/div>\n
#1825eBuckeyeRoad<\/a>
\n#530Lytton<\/a>
\n#101TryonStreet<\/a>
\nAll. Connected. #llama<\/a> twitter.com\/larrychiang\/st\u2026<\/a><\/span><\/font><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n


\n<\/span><\/p>\n<\/div>\n

The old person is still struggling. <\/span><\/div>\n

\nSent from my iPhone 8 that Steve Jobs texted me at (two iPhone 4’s where @6502838008 texted back and forth \ud83d\ude42<\/span><\/div>\n<\/div>\n
\n

Sent from my iPhone 8 that Steve Jobs texted me at (two iPhone 4’s where @6502838008 texted back and forth \ud83d\ude42<\/span><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

By Larry Chiang 17 1\/2 yo with no credit.  40 yo with a FICO of 720.  Who gets to a FICO over 770, faster!?! Let us look at the credit Virgin The credit virgin gets a $300 line of credit at a Bank of America. In 24 months, their FICO is 750++ That took 2 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[40,41],"tags":[],"class_list":["post-9115","post","type-post","status-publish","format-standard","hentry","category-deep-underground-credit-knowledge-via-subroutines","category-stanford-business-school"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/9115","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=9115"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/9115\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=9115"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=9115"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=9115"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}