{"id":9135,"date":"2016-12-11T14:10:18","date_gmt":"2016-12-11T18:10:18","guid":{"rendered":"https:\/\/www.duck9.com\/?p=9135"},"modified":"2016-12-11T14:32:09","modified_gmt":"2016-12-11T18:32:09","slug":"admin-level-db-access-to-the-oligopoly","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/admin-level-db-access-to-the-oligopoly\/","title":{"rendered":"Admin Level dB Access to The Oligopoly"},"content":{"rendered":"
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By Larry Chiang<\/div>\n
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I use wordFence. It lets me know that a computer hacker in St Petersburg is trying to login to @duck9 using the user name “admin”. <\/div>\n
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Here is a question for you, “What if you had admin access to Experian, Trans Union, Equifax?” You can write to their database. There is a maze that is wired using 1970s laws. <\/span><\/div>\n
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Hold onto your butts because Dorothy, it’s about to get wild. A belfie is like a look back at 24 months of working, massaging and exercising data into Experian, Trans Union, Equifax. Fun!!<\/p>\n\n\n\n\n
<\/span><\/td>\nLarry Chiang (@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n
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12\/10\/16, 8:52 AM<\/font><\/a><\/div>\n
#31envelopes<\/a> — Finding a direct, admin level dB access to The Oligopoly. #ExpTransFax<\/a> is @ExpTransFax<\/a> is Experian, Trans Union, Equifax pic.twitter.com\/yeu71JDHs6<\/a><\/span><\/font><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n


\n“Fact: You cannot access full credit reports via the Internet.”<\/span><\/p>\n<\/div>\n

— Larry Chiang<\/span><\/div>\n
CEO, Duck9 <\/span><\/div>\n
Product mgr for #ExpTransFax<\/a><\/span><\/div>\n
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Access. Tantamount access <\/div>\n
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Access by paper since https is fully cockblocked. https is “secure web”<\/div>\n
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Initialize your Experian, Trans Union, Equifax credit reports. Equifax. Experian, <\/span>Trans Union will send you paper credit reports. You must initialize. Initialization does not damage your credit score*<\/span><\/div>\n

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*Inquiring, pinging and querying Experian, Trans Union, Equifax counts as a (self) consumer inquiry. There are 3 types of inquiry. Only hard inquiries hurt your credit score. Consumer inquires and advertiser inquiries are FICO neutral. <\/span><\/div>\n

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FTC Disclosure – I benefit from being super good looking <\/span><\/div>\n

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Next <\/span>#31envelopes<\/a> <\/font>step is to start adding in positive credit data to Experian, Trans Union, Equifax. Remember envelope #1 of <\/span>#31envelopes<\/a> went to #poBox105281<\/font><\/div>\n

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On time payments into credit card companies. ONTIME payments are 1’s in code de la <\/font>Experian, Trans Union, Equifax. 1s are ONTIME submissions of money. <\/span><\/div>\n

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A mailed, paper check for when you owe zero records a 1 on your Experian, Trans Union, Equifax   It’s impossible to pay a zero balance using online pay. Let me repeat, online bill paying is only possible if you owe. <\/span><\/div>\n
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#31envelopes<\/a> – is like foie gras. You’re sticking a tube down a ducks threat and force feeding it. Therefore, the liver increases to 7-10x normal size. <\/font><\/div>\n

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Email me what you end up writing into <\/font>Experian, Trans Union, and Equifax <\/span><\/div>\n

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<\/span><\/td>\nLarry Chiang (@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n
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12\/10\/16, 8:48 AM<\/font><\/a><\/div>\n
people have so many credit cards that they need a credit score enema. Young credit-virgins and young adult start-ups need the oppo of a store softener #Fico750<\/a> #31envelopes<\/a> pic.twitter.com\/9meWN9rRgZ<\/a><\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n
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I am a tech guru to the Nth degree. After flippantly watching 3 entrepreneurship classes taught by Silicon Valley VCs, I did 28 sequels. Behold, the genius:<\/span><\/div>\n
https:\/\/www.youtube.com\/watch?v=eudADPfTWiE&sns=em<\/a><\/span><\/div>\n

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I am saying network with Experian, Trans Union, Equifax like they wanna bang you (without consent in the buttocks). We all have a friend like that<\/span><\/div>\n
https:\/\/www.youtube.com\/watch?v=WVKHwYJzVVc&sns=em<\/a><\/span><\/div>\n

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We all have a friend like that
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By Larry Chiang I use wordFence. It lets me know that a computer hacker in St Petersburg is trying to login to @duck9 using the user name “admin”.  Here is a question for you, “What if you had admin access to Experian, Trans Union, Equifax?” You can write to their database. There is a maze that […]<\/p>\n","protected":false},"author":1,"featured_media":9147,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[45,7],"tags":[],"class_list":["post-9135","post","type-post","status-publish","format-standard","hentry","category-business-school-level-knowledge-about-credit-scores","category-stanford-engineering"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/9135","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=9135"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/9135\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media\/9147"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=9135"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=9135"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=9135"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}