{"id":9249,"date":"2017-01-02T14:07:26","date_gmt":"2017-01-02T18:07:26","guid":{"rendered":"https:\/\/www.duck9.com\/?p=9249"},"modified":"2017-01-04T01:00:55","modified_gmt":"2017-01-04T05:00:55","slug":"the-double-positive-that-happens-at-17-0-and-17-12-yo","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/the-double-positive-that-happens-at-17-0-and-17-12-yo\/","title":{"rendered":"The Double Positive That Happens at 17.0 and 17 1\/2 yo"},"content":{"rendered":"
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By Larry Chiang<\/div>\n
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FICO credit score preparation is innovative. <\/div>\n
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I am part of a generation of entrepreneurs who did SAT prep as our first business. At the time, studying for, and acing SAT’s was magic sorcery. Tech founders who sold test prep set services include James Guitierrez, Travis Kalanik and me, CEO of Duck9, Larry<\/b><\/p>\n\n\n\n\n
<\/span><\/td>\nCEO of Duck9, Larry (@6502838008<\/a>)<\/b><\/td>\n<\/tr>\n
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1\/2\/17, 9:43 AM<\/font><\/a><\/div>\n
“At 17 yo, you can start building your credit reports but not be held liable for legal contracts, you enter. A double positive”
\n@LarryChiang<\/a><\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n


\nAt 17 yo, you can start building your credit reports from Experian, Trans Union and Equifax. But not be held liable for legal contracts, you enter. A double positive. <\/span><\/p>\n<\/div>\n


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Positive number one<\/b>: your credit reports start tradelines<\/span><\/div>\n
Positive #2:<\/b> By the time you’re 18 and fully legal, you will have 3-10 on time payments, on-time. <\/span><\/div>\n

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You’re aiming for a number that is incredibly specific. <\/span>#FICO748pt8<\/a>. Write it down on your financial journal. Also known as a scrapbook. <\/font>
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<\/span><\/td>\nLarry Chiang (@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n
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7\/24\/15, 3:57 PM<\/font><\/a><\/div>\n
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Answer on @Quora<\/a> by @arrington<\/a> to What credit score is needed for an AmEx Starwood credit card? qr.ae\/R7bL2z<\/a><\/span><\/p>\n

#FICO748pt8<\/a><\/p>\n<\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n


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American Express requires a <\/span>#FICO748pt8<\/a>. 748.8 also reminds you that even Stanford trained and Stanford Law School practicing lawyers have a tough time understanding credit laws and credit rules. <\/font><\/div>\n
qr.ae\/R7bL2z<\/a> <\/font><\/div>\n
 Stevie has great credit!<\/font><\/div>\n
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<\/span><\/td>\nStevie Ryan (@StevieRyan<\/a>)<\/b><\/td>\n<\/tr>\n
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7\/12\/16, 5:31 PM<\/font><\/a><\/div>\n
My credit score is 780. pic.twitter.com\/6xRf54BhbW<\/a><\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

#FICO748pt8<\/a> <\/font><\/p>\n<\/div>\n

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<\/td>\nCEO of Duck9, Larry (@6502838008<\/a>)<\/b><\/td>\n<\/tr>\n
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1\/2\/17, 9:36 AM<\/a><\/div>\n
Finally. A year that makes it easy to calculate whether she’s 17 or not. #2017
\n#Fico748pt8<\/a> pic.twitter.com\/P7mMJDG69c<\/span><\/a><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
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\nCall to action: Leverage the double positive. <\/p>\n<\/div>\n

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Text me at 650-283-8008 to start yourself or your 17 1\/2 year old daughter<\/div>\n
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https:\/\/www.youtube.com\/watch?v=eudADPfTWiE&sns=em<\/a><\/span><\/div>\n

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https:\/\/www.youtube.com\/watch?v=WVKHwYJzVVc&sns=em<\/a><\/span><\/div>\n

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By Larry Chiang FICO credit score preparation is innovative.  I am part of a generation of entrepreneurs who did SAT prep as our first business. At the time, studying for, and acing SAT’s was magic sorcery. Tech founders who sold test prep set services include James Guitierrez, Travis Kalanik and me, CEO of Duck9, Larry CEO […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"class_list":["post-9249","post","type-post","status-publish","format-standard","hentry","category-credit-secrets"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/9249","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=9249"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/9249\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=9249"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=9249"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=9249"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}