{"id":9893,"date":"2017-04-05T10:03:01","date_gmt":"2017-04-05T14:03:01","guid":{"rendered":"https:\/\/www.duck9.com\/?p=9893"},"modified":"2017-04-07T20:32:59","modified_gmt":"2017-04-08T00:32:59","slug":"ryan-hoover-on-habits-and-how-emotions-create-habits","status":"publish","type":"post","link":"https:\/\/www.duck9.com\/blog\/ryan-hoover-on-habits-and-how-emotions-create-habits\/","title":{"rendered":"Ryan Hoover on Habits and How Emotions Create Habits"},"content":{"rendered":"<div>\n<div>\n<div>By Larry Chiang<\/div>\n<div><\/div>\n<div>My business is startup up your FICO score. I started that business in college. I guess Duck9 is a creative outlet that was a complement to my engineering classes. Seeing my lead generation COME-grow-GO has given me some psychological insight into <i>financial literacy<\/i>.&nbsp;<\/div>\n<div><\/div>\n<div>\n<p>Money. Is. Emotional.&nbsp;<\/p>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><img decoding=\"async\" src=\"https:\/\/pbs.twimg.com\/profile_images\/2230227057\/widecrop-mugshot-flip_smaller_normal.jpg\" style=\"width: 48px; height: 48px; padding-right: 8px;\"><\/span><\/td>\n<td><b style=\"background-color: rgba(255, 255, 255, 0);\">BJ Fogg (<a href=\"https:\/\/twitter.com\/bjfogg?refsrc=email&amp;s=11\">@bjfogg<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a href=\"https:\/\/twitter.com\/bjfogg\/status\/817203885328564226?refsrc=email&amp;s=11\" style=\"background-color: rgba(255, 255, 255, 0);\"><font color=\"#000000\">1\/5\/17, 6:59 PM<\/font><\/a><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">My specialty is not emotions but I see emotions can cause us to remember. One future book (or Stanford class): &#8220;Emotions Create Habits&#8221;<\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"background-color: rgba(255, 255, 255, 0);\"><\/span><\/p>\n<\/div>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><img decoding=\"async\" src=\"https:\/\/pbs.twimg.com\/profile_images\/625791950122295296\/bEHaHOpv_normal.jpg\" style=\"width: 48px; height: 48px; padding-right: 8px;\"><\/span><\/td>\n<td><b style=\"background-color: rgba(255, 255, 255, 0);\">Chester Williams (<a href=\"https:\/\/twitter.com\/charismaticrob?refsrc=email&amp;s=11\">@CharismaticRob<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a href=\"https:\/\/twitter.com\/charismaticrob\/status\/817619404959711232?refsrc=email&amp;s=11\" style=\"background-color: rgba(255, 255, 255, 0);\"><font color=\"#000000\">1\/6\/17, 10:30 PM<\/font><\/a><\/div>\n<div><font color=\"#000000\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><a href=\"https:\/\/twitter.com\/bjfogg\">@bjfogg<\/a>&nbsp;would emotions somehow factor into the MAT equation such as motivating someone to recreate the habit w\/ emo response as part of rew?<\/span><\/font><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\n<\/span><\/p>\n<\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">Behavior model I saw at Dan Olsen&#8217;s meet up with BJ Fogg.&nbsp;<\/span><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\n<img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"1024\" alt=\"image1.JPG\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2017\/04\/image1-17.jpg\" title=\"B-equals-mat-motivation-ability-time\" class=\"alignnone size-custom\"><br \/>\n<\/span><\/div>\n<div>B= mat. Motivation. Ability. Time.&nbsp;<\/div>\n<div><\/div>\n<div>\n<table style=\"border: 1px solid black; padding: 8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><span style=\"background-color: rgba(255, 255, 255, 0);\"><img decoding=\"async\" src=\"https:\/\/pbs.twimg.com\/profile_images\/613751289587957760\/ZN0VKUOa_normal.jpg\" style=\"width: 48px; height: 48px; padding-right: 8px;\"><\/span><\/td>\n<td><b style=\"background-color: rgba(255, 255, 255, 0);\">Larry Chiang (<a href=\"https:\/\/twitter.com\/larrychiang?refsrc=email&amp;s=11\">@LarryChiang<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a href=\"https:\/\/twitter.com\/larrychiang\/status\/793165820453003264?refsrc=email&amp;s=11\" style=\"background-color: rgba(255, 255, 255, 0);\"><font color=\"#000000\">10\/31\/16, 12:00 PM<\/font><\/a><\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">Habit. I&#8217;ve a mentor (<a href=\"https:\/\/twitter.com\/bjfogg\">@bjfogg<\/a>) for that,&nbsp;<a href=\"https:\/\/twitter.com\/rrhoover\">@rrhoover<\/a>&nbsp;cc&nbsp;<a href=\"https:\/\/twitter.com\/nireyal\">@nireyal<\/a>&nbsp;<a href=\"https:\/\/twitter.com\/avantgame\">@avantgame<\/a>&nbsp;<a href=\"https:\/\/twitter.com\/ireneau\">@ireneau<\/a>&nbsp;<a href=\"https:\/\/twitter.com\/GadSaad\">@GadSaad<\/a>&nbsp;<a href=\"https:\/\/twitter.com\/HabitSummit\">@HabitSummit<\/a>&nbsp;<a href=\"https:\/\/twitter.com\/search?q=%23HabitSummit&amp;src=hash\">#HabitSummit<\/a>&nbsp;<a href=\"https:\/\/t.co\/qY1tQdkr2y\">pic.twitter.com\/qY1tQdkr2y<\/a><\/span><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"background-color: rgba(255, 255, 255, 0);\"><br \/>\n<img loading=\"lazy\" decoding=\"async\" width=\"767\" height=\"420\" alt=\"image2.JPG\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2017\/04\/image2-12.jpg\" title=\"Successes-reduce-fear-in-B-equals-mat\" class=\"alignnone size-custom\"><br \/>\n<\/span><\/p>\n<\/div>\n<div><span style=\"background-color: rgba(255, 255, 255, 0);\">Emotions Create Habits!&nbsp;<\/span>Success creates the momentum of positive emotion. I see it all the time for FICO score establishment.&nbsp;<\/div>\n<div><\/div>\n<div>For example, you feel like you&#8217;re lost when you do not have a FICO score. Then, you get 6 1&#8217;s (six Ontime payments) and then 24 1&#8217;s<\/div>\n<div><\/div>\n<div><img loading=\"lazy\" decoding=\"async\" width=\"260\" height=\"194\" alt=\"image3.JPG\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2017\/04\/image3-3.jpg\" title=\"Treasure-management-Larry-Chiang\" class=\"alignnone size-custom\"><\/div>\n<div>When your credit score rises because you&#8217;re cognizant of dumb credit reporting details, you&#8217;re juxtaposing pain and pleasure<\/div>\n<div><\/div>\n<div>Stanford engineers can get access to OPT (other people&#8217;s treasure) when they have a high FICO score&nbsp;<\/div>\n<div><\/div>\n<div><img decoding=\"async\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2017\/04\/image5.jpg\" alt=\"image5.JPG\" id=\"581175FC-95A7-4A52-AA2C-E037B4212CED\"><\/div>\n<div>Credit score is based on credit reports and credit histories from @expTransFax<\/div>\n<div><\/div>\n<div>Another example of emotions creating habits is when kids learn PQRST as a precursor to speed reading.&nbsp;<\/div>\n<div><\/div>\n<div><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"480\" alt=\"image6.JPG\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2017\/04\/image6.jpg\" title=\"Preview-question-review-summarize-test\" class=\"alignnone size-custom\"><\/div>\n<div><\/div>\n<div>Anyway, I am curious about your habits.&nbsp;<\/div>\n<div><\/div>\n<div>\n<p><img decoding=\"async\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2017\/04\/image7.jpg\" alt=\"image7.JPG\" id=\"9D2EB87C-5F20-452F-B530-F608F5363EB7\"><\/p>\n<table style=\"border:1px solid black;padding:8px;\">\n<tbody>\n<tr valign=\"bottom\">\n<td width=\"48\"><img decoding=\"async\" src=\"https:\/\/pbs.twimg.com\/profile_images\/822482015203119104\/T8sARr-T_normal.jpg\" style=\"width:48px;height:48px;padding-right:8px;\"><\/td>\n<td><b>Ryan Hoover (<a href=\"https:\/\/twitter.com\/rrhoover?refsrc=email&amp;s=11\">@rrhoover<\/a>)<\/b><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">\n<div><a href=\"https:\/\/twitter.com\/rrhoover\/status\/793152016767787008?refsrc=email&amp;s=11\">10\/31\/16, 11:05 AM<\/a><\/div>\n<div>Speakers just announced for the next Habit Summit: <a href=\"https:\/\/twitter.com\/nireyal\">@nireyal<\/a>, <a href=\"https:\/\/twitter.com\/avantgame\">@avantgame<\/a>, <a href=\"https:\/\/twitter.com\/ireneau\">@ireneau<\/a>, <a href=\"https:\/\/twitter.com\/GadSaad\">@GadSaad<\/a> <a href=\"https:\/\/t.co\/qMDMZKyjal\"><span>habitsummit.com<\/span><\/a><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div><\/div>\n<p><img decoding=\"async\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2017\/04\/image4-1.jpg\" alt=\"image4.JPG\" id=\"79BAB869-A8B2-48B9-8EEA-D252B86737DD\"><br \/>\n<span style=\"background-color: rgba(255, 255, 255, 0);\">Emotions Create Habits!<\/span><\/p>\n<\/div>\n<div>\n<img loading=\"lazy\" decoding=\"async\" width=\"639\" height=\"589\" alt=\"image8.JPG\" src=\"https:\/\/www.duck9.com\/wp-content\/uploads\/2017\/04\/image8.jpg\" title=\"Selfie-no-self-credit-Larry-chiang\" class=\"alignnone size-custom\"><\/div>\n<div id=\"AppleMailSignature\"><span style=\"-webkit-tap-highlight-color: rgba(0, 0, 0, 0);\">I&#8217;ve a habit of executing selfie, no-selfs.&nbsp;<\/span><\/div>\n<div id=\"AppleMailSignature\"><span style=\"-webkit-tap-highlight-color: rgba(0, 0, 0, 0);\"><br \/>\n<\/span><\/div>\n<div id=\"AppleMailSignature\"><span style=\"background-color: rgba(255, 255, 255, 0);\">Sent from my iPhone 8 that Steve Jobs texted me at (two iPhone 4&#8217;s where @6502838008 texted back and forth \ud83d\ude42<\/span><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>By Larry Chiang My business is startup up your FICO score. I started that business in college. I guess Duck9 is a creative outlet that was a complement to my engineering classes. Seeing my lead generation COME-grow-GO has given me some psychological insight into financial literacy.&nbsp; Money. Is. Emotional.&nbsp; BJ Fogg (@bjfogg) 1\/5\/17, 6:59 PM [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7,10],"tags":[],"class_list":["post-9893","post","type-post","status-publish","format-standard","hentry","category-stanford-engineering","category-treasure-management"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/9893","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/comments?post=9893"}],"version-history":[{"count":0,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/posts\/9893\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/media?parent=9893"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/categories?post=9893"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duck9.com\/blog\/wp-json\/wp\/v2\/tags?post=9893"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}