By Larry Chiang
If you wannna live rent free you’re going to need to pay attention.
A house has four things Principal, Interest, Taxes & Insurance. Principal because you are mortgaging, interest because you owe money.
Larry Chiang (@LarryChiang) | |
PITI. Principal, Interest, Taxes & Insurance. pic.twitter.com/2VrNgR4UZL
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PITI = 900.oo
Get two roommates who pay you $500/month in rent.
To get a $180k loan as a 22-24 year old, you’re going to need to start building a credit score when you’re 17.5 yo. 17 1/2 years old, is old enough to start.
Stevie has a FICO of 780.
Larry Chiang (@LarryChiang) | |
Answer on @Quora by @arrington to What credit score is needed for an AmEx Starwood credit card? qr.ae/R7bL2z |
Larry Chiang (@LarryChiang) | |
Inside this office, a device does a manual API call to an office that makes credit decisions #Fico748pt8 pic.twitter.com/ZrGflLGVI3
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Larry Chiang (@LarryChiang) | |
FICO percentages 100%, then 25% and upon maturity… 10% Subj *new credit* for 18-22 year olds starting #vigins pic.twitter.com/oajUJX6mXh
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Larry Chiang (@LarryChiang) | |
What experts won’t tell you about scaling up and starting up a FICO score. youtu.be/cPL_uwh4wIg
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Larry Chiang (@LarryChiang) | |
What Penny Pritzker Knows About Starting Up an 800 FICO That Pretty Much Only Stanford Engineers Fully Grasp duck9.com/blog/uncategor…
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Larry Chiang (@LarryChiang) | |
Credit, and access to lines de la money, helps America. “What The Commerce Secretary Can and Can’t Do.”
@LarryChiang pic.twitter.com/hX57QILqQE |
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Larry Chiang (@LarryChiang) | |
“Who will get your Experian, Trans Union Equifax papers in order BEFORE u apply? (Yes, paper!)” |