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Duck9 Basics Written Up July 26, 2022

by Larry Chiang on July 26, 2022

By Larry Chiang 
Duck9 is Deep Undergrad Credit Knowledge 
Key is the source code. 
Problem: Low credit scores of college students 
WordPress’ing solutions from my personal iPhone, 650-283-8008, number that Steve Jobs texted me on. 
Full Credit Report. 
Getting 3 full Experian, TransUnion and Equifax credit reports without hurting your FICO credit score. FICO is the monopoly that has an algorithm for your credit data. The oligopoly of Experian, TransUnion and Equifax house and withhold your personal credit data
Solution: Use the postage stamp API. Application Protocol Interface. 
Call to action
Print out form “p o box 105281”, buy 9 ‘#10 envelopes’ and get your 3 raw credit reports from #LarryChiang accessing
Experian, TransUnion and Equifax

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