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In The Media

Larry Chiang Getting Blocked on Twitter Should Teach You WHAT About the Credit Industry, As a Consumer

by Larry Chiang on May 3, 2017

By Larry Chiang
What a great day. Good morning. I got blocked on Twitter by Finovate and I thought it would be a great chance to knowledge activate college consumers getting blocked from their Experian Trans Union and Equifax credit reports. 
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Finovate blocked me from access & isn’t transparent. I’m a credit executive getting blocked 🐳
Larry Chiang (@LarryChiang)
Blocked. What’s this about?? Feeling like someone’s reading #FinTech feeds? #Finovate blocked me from access & isn’t transparent 🐳🐼🐥 pic.twitter.com/GpRflurdSK


Keep in mind I’ve covered this finTech conference for a tech blog called TechCrunch. As a consumer, you just don’t realize that credit industry execs are incredibly brazen. Experian, Trans Union and Equifax see Federal Trade Commissions nominal fines as a cost of doing business. 


Larry Chiang (@LarryChiang)
Not to sound like a YC mentee who’s read every scrap of YC content, but GET CREDIT LINE & info access WITHOUT THEIR PERMISSION


FinTech is financial technology. But credit executives have engineered a system designed to have regular people like you, fail. 


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I’m not regular. I’m special. For example, my mentor who helped me be more shirtless more often is the founder of Mint. Aaron Patzer!

It’s supposed to sound like “Dash” who is Mr Incredibles kid. Mr Incredible had a day job at an insurance company denying claims. 

Larry Chiang (@LarryChiang)
Whether or not I’m a credit executive, I’ll let history decide. How high your FICO score, I will let you decide when you “fave” 14-20 tweets twitter.com/larrychiang/st…

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Download Twitter and search for specific things inside my 80,000 tweets. For example, Twitter search “larrychiang #fico748pt8”

Larry Chiang (@LarryChiang)
A Jedi can just take Experian’s credit report and write on it like you write on paper using #PObox105281
Mahalo!

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For example, Twitter search “larrychiang #PObox105281“. I took this inside a Victoria’s Secret across from the Royal Hawaiian hotel


Speaking of Victoria’s Secret… They’re super slutty about who they grant a $300 credit line to. 

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For example, Twitter search “larrychiang #PObox16589

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Just make sure you mail them your new mailing address #PObox16589 and mail them payments to raise your FICO credit card credit score 

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