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Virgin of Credit vs 10-yr Professional. Who gets from FICO 500 to 750, Faster

by Larry Chiang on December 6, 2016

By Larry Chiang
17 1/2 yo with no credit. 
40 yo with a FICO of 720. 
Who gets to a FICO over 770, faster!?!
Let us look at the credit Virgin
The credit virgin gets a $300 line of credit at a Bank of America. In 24 months, their FICO is 750++
image1.JPG
That took 2 years. They are now 19 years old. Almost 20 years old. 
image2.JPG
Now, let us try to edit a broken credit report. 720 means there are bad things on your credit report. 
Larry Chiang (@LarryChiang)
Bank of America is a CS 183e. C&S sovreign and NCNB edited. B of A is at #101TryonStreet for a reason.

@LarryChiang

The old person is still struggling. 

Sent from my iPhone 8 that Steve Jobs texted me at (two iPhone 4’s where @6502838008 texted back and forth πŸ™‚

Sent from my iPhone 8 that Steve Jobs texted me at (two iPhone 4’s where @6502838008 texted back and forth πŸ™‚

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