Larry Chiang (@LarryChiang) | |
Vika asked me a bunch of credit score questions.
For example, “If your credit line is only $300, isn’t the credit utilization all effed up because you’re using 270-300?” I ❤️Cal alums twitter.com/LarryChiang/st… |
When we are talking about credit utilization, we want to see the WR (wide receiver) through the trees👀. What I mean is that at try very start, onset and critical moment of THE credit score START, there are so many urban and mythical forces that defy our effort.
Larry Chiang (@LarryChiang) | |
Stanford Cal Alumni Mixer.
RSVP Ask me about #calEweek |
All that matters initially, initially is The Establishment.
Larry Chiang (@LarryChiang) | |
[b] credit establishment.
A college student credit line of $300 is not easy to get. You’re attempting to go from a FICO score of “0” ~>750 with 24 perfect interactions with FICO grid. There are a dozen pitfalls that stand between you and initial “Credit score establishment” pic.twitter.com/ZogD2EoT21 |