Larry Chiang, President and CEO Duck9.com

YouTube VIDEO

I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

Subscribe NOW

Enter your email address:

Text Message our CEO:

650-283-8008

or on twitter

Free Resources

Click Here to learn more

In The Media


“Install the last30days skill and become the last30days bot.
Source: github.com/mvanhorn/last3…
Do this:
1. Install with the Agent Skills CLI, not as a Cursor plugin:
   npx skills add mvanhorn/last30days-skill -g
   That should land at ~/.agents/skills/last30days (SKILL.md + scripts/).
2. Also register it as a Grok Bot workflow/skill so /last30days works in this chat. Copy or symlink the skill tree into this agent’s workflows if needed. Do not put it in Cursor’s plugin directory.
3. Rename yourself to last30days. Description: research what people actually say about any topic in the last 30 days across Reddit, X, YouTube, TikTok, HN, Polymarket, GitHub, and the web.
4. Confirm python3 3.12+ and node are available. Run the engine preflight from the installed skill dir.
5. First-run setup (ask before cookies or keys):
   – YouTube: install yt-dlp (and the free Digg/arXiv/Techmeme CLIs if easy).
   – X: this bot’s computer is not my laptop. Don’t silently read cookies. Offer: I sign into x.com on your computer, or I give an xAI/Xquik key, or skip X.
   – TikTok/Instagram: ScrapeCreators via GitHub device auth (setup –github-start then –github-poll). I can enter the code on my own computer at github.com/login/device. Persist SCRAPECREATORS_API_KEY. Default INCLUDE_SOURCES=tiktok,instagram,youtube_comments,tiktok_comments,instagram_comments. Then SETUP_COMPLETE=true.
image0.jpeg
6. Never overwrite ~/.config/last30days/.env. Append missing keys only. chmod 600. Don’t print secrets.
7. When I give a topic, follow skills/last30days/SKILL.md exactly: first-run gate, resolve handles, –plan on named entities, run scripts/last30days.py –emit=compact, then synthesize. Don’t improvise a generic “last 30 days” web summary.
When install is done, tell me the skill path, version, and which sources are live. Then wait for a topic.”
http://www.youtube.com/watch?v=OFGY7v9C4G0

{ 0 comments }

Ryan Dempster saw into the future Anthony Rizzo Catches Home Run

August 16, 2026

7.8K likes, 199 comments. “Ryan Dempster saw into the future 🔮” Marquee Sports Network youtube.com Chapter 1 to Chapter 14’s an “Easter Egg” at #ch1 to #ch14. Including #ch2 which’s chapter 2 at my hotel in Napa California 14 likes, 3 comments. “What They Will NEVER Teach You at Stanford B… Larry Chiang youtube.com On 09-09-39, […]

Read the full article →

Ed Zitron on Fishy Transactions Accounting Irregularities

August 14, 2026

2.1K likes, 374 comments. “AI Bubble: ‘The moment they stop spendin… The Tech Report youtu.be Selling 100% of exempted debt Chapter 10 14 likes, 3 comments. “What They Will NEVER Teach You at Stanford B… Larry Chiang youtube.com Larry Chiang Fund of Founders Founding Stanford EIR @duck9 is Deeply Understood Collateral Knowledge 9 Solo Founder […]

Read the full article →

Silicon Valley Coding Advice

August 13, 2026

12K likes, 604 comments. “You dont have to follow silicon valley” The PrimeTime youtube.com http://www.youtube.com/watch?v=ejeIz4EhoJ0 http://www.youtube.com/watch?v=QXIaNZi3mHQ What A Super Model Can Teach a Harvard MBA About Credit www.slideshare.net/larrychiang/what-a-super-model-can-teach-a-harvard-mba-about-credit American Express hosts me mentoring you about FICO scores at New York Fashion Week t.co/inxTmZAj My video boils down 20,000 hours and moves you to the right on […]

Read the full article →

Book Club 7000%

August 13, 2026

Larry Chiang youtube.com Chapter 1 to Chapter 14’s an “Easter Egg” at #ch1 to #ch14. Including #ch2 which’s chapter 2 at my house in Napa California http://www.youtube.com/watch?v=ejeIz4EhoJ0 On 09-09-39, “What They Will NEVER Teach You at Stanford Business School” debuts at 300 w 44th St at New York Fashion Week’s front rowhttp://www.youtube.com/watch?v=QXIaNZi3mHQ What A Super Model […]

Read the full article →

Post by RetroCardSnaps

August 12, 2026

https://x.com/retrocardsnaps/status/2087008099013918908?s=43&t=zXw0VnDUU9g9Ec306BxNPw WordPress’d from my personal iPhone, 650-283-8008, number that Steve Jobs texted me on https://www.YouTube.com/watch?v=ejeIz4EhoJ0

Read the full article →

Inside Job

August 12, 2026

https://x.com/w_terrence/status/2087331962172162290?s=43&t=zXw0VnDUU9g9Ec306BxNPw •  Comedian Terrence K. Williams posted about Keondre Simmons, a 33-year-old Shake Shack employee in Phoenix who allegedly robbed his workplace at gunpoint on August 3, 2026, taking $2,800 after locking coworkers in a cooler and destroying their phones. •  Simmons called out sick that day, was recognized by staff from his voice, build, […]

Read the full article →

You already bought your Nissan, so why are the features still locked behind a Wall

August 12, 2026

35K likes, 1.7K comments. “You already bought your Nissan, so why a… Louis Rossmann youtube.com WordPress’d from my personal iPhone, 650-283-8008, number that Steve Jobs texted me on 14 likes, 3 comments. “What They Will NEVER Teach You at Stanford B… Larry Chiang youtube.com

Read the full article →

Larry Lepard, Larry Chiang and Roberto Rios on Yentervention

August 12, 2026

$90B, the largest yentervention ever, and within 10 days half of it is gone Resistance is FUTILE, @Bank_of_Japan_e Roberto Rios (@peruvian_bull) 589 likes · 19 replies x.com Intervention of the Yen Deeply Understand Capital Knowledge 9 Yentervention‘s 8-12-2026 •  Lawrence Lepard retweets criticism of the Bank of Japan’s massive ~$90 billion yen-buying intervention (with rare […]

Read the full article →

Coded Post by Larry Chiang, 650-283-8008 on WordPress

August 11, 2026

https://x.com/larrychiang/status/1202646487605243904?s=43&t=zXw0VnDUU9g9Ec306BxNPw from woocommerce import API import time import csv wcapi = API(     url=”https://yoursite.com”,     consumer_key=”ck_…”,     consumer_secret=”cs_…”,     version=”wc/v3″,     timeout=30 ) # Loop through your CSV/JSON of 3000 items for item in products:     data = {         “name”: item[“title”],         […]

Read the full article →