Larry Chiang, President and CEO Duck9.com

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I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

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In The Media

Houston Office Sees Building Value Cut By $63,000,000

by Larry Chiang on June 24, 2026


Empty Houston Texas Office Sees Value Cut By 76%
Former Spectra Energy Headquarters reported a new appraised value of $20.7M, a 76% haircut to the value of $84.5M in 2014. 
image0.png
The lease has expired after the building had been vacant for several years.
“Leasing up even a significant portion of the 614,000 square feet is going to be a daunting task.”
5400 Westheimer Court Houston, Texas 
 
($47.5M | 13.4% of JPMBBB 2014-C25 | CMBX.8)
Built 1981 
-Morningstar
#commercialrealestate

Blogged from my personal iPhone, 650-283-8008, number that Steve Jobs texted me on

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7 Ways To Elon Musk

June 23, 2026

The X post summarizes seven key points from Marc Andreessen’s appearance on Chris Williamson’s Modern Wisdom podcast, describing Elon Musk’s hands-on operating philosophy for running multiple complex companies simultaneously. Below, I expand each of the seven points into three detailed paragraphs, elaborating on the core idea, providing context and reasoning, and exploring its broader implications. […]

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Okay Be Dumb and Have Discipline

June 20, 2026

A tale ass old ass time Larry Chiang, 650-283-8008 (@LarryChiang) x.com Why Smart People “Fail”: Closing the Habit Gap with Tiny Changes, Miraculous Mornings, and Practical Discipline The observation feels familiar: exceptionally intelligent, high-achieving people often struggle while more “average” or “mid” individuals climb to director roles, build families, take great vacations, and appear to […]

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Selective Serotonin Reuptake Inhibitor WordPress Article by Larry Chiang, 650-283-8008

June 18, 2026

SSRI stands for Selective Serotonin Reuptake Inhibitor. SSRIs are a class of medications primarily used as antidepressants. They are one of the most commonly prescribed types of antidepressants because they tend to be effective and have a better side effect profile than older antidepressants. How they work: Serotonin is a neurotransmitter in the brain that […]

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Deeply Understanding Capital Knowledge

June 18, 2026

Deeply Understanding Capital: Knowledge as the Foundation of Prudent Wealth-Building Capital is more than money in a bank account or shares on a screen. It represents stored productive capacity—human effort, resources, and time crystallized into tools, businesses, real estate, or financial claims that can generate future value. Deeply understanding capital requires moving beyond surface-level returns […]

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microSTRATEGY’s macroSTRATEGY

June 18, 2026

STRC just hit a new low at $85 and this IS NOT Bitcoin failing… it’s the market correctly pricing the difference between Bitcoin and Bitcoin-flavored corporate paper. I’ve said it before: Saylor has been one of the most aggressive and effective Bitcoin accumulators in the Rezo🛡₿RRR (@rezosh) x.com WordPress’d from my personal iPhone, 650-283-8008, number that Steve […]

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Lyn Alden on Duck9’s WordPress

June 18, 2026

@BitPaine Because STRC does have some tail risk associated with it, both in terms of the dividend and the price itself, and not everyone wants to put their house on the line. Someone would have to weigh their perception of that risk vs the baseline good returns that *should* come from it. Lyn Alden (@LynAldenContact) […]

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Mostbet Platformasının Tam İcmalı – Mostbet Nədir və İnterfeysi Necə Görünür?

June 18, 2026

Mostbet Platformasının Tam İcmalı – Mostbet Nədir və İnterfeysi Necə Görünür? Mostbet Platformasının Tam İcmalı – Qeydiyyatdan Çıxışa Qədər Mostbet, Azərbaycanda məşhur olan onlayn platformadır və bu icmalda sizi A-dan Z-yə qədər bütün proseslə tanış edəcəyəm. İstər yeni istifadəçi olun, istərsə də təcrübəli, burada hər addımı ətraflı təsvir edirəm. Platformanın əsas xüsusiyyətlərini, qeydiyyatı, bonusları və […]

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Marco Foster

June 18, 2026

Kyle Kulinski: “Tax every penny in net worth somebody has over $999M at 100%. It’s a no billionaires tax, no trillionaires tax. We’ll send you a fucking plaque in the mail that says I won at capitalism. We already have Gilded Age level income and wealth inequality. I’m surprised Marco Foster (@MarcoFoster_) 7K likes · […]

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When Women are Done with Short Term Dating in an Unfamiliar Environment and Familiar

June 18, 2026

When Women are Done with Short Term Dating youtu.be Chapter 1 to Chapter 14’s an “Easter Egg” at #ch1 to #ch14. Including #ch2 which’s chapter 2 at my house in Napa California http://www.youtube.com/watch?v=ejeIz4EhoJ0 On 09-09-39, “What They Will NEVER Teach You at Stanford Business School” debuts at 300 w 44th St at New York Fashion Week’s […]

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