Larry Chiang, President and CEO


I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

Subscribe NOW

Enter your email address:

Text Message our CEO:


or on twitter

Free Resources

Click Here to learn more

In The Media


Bank of Montreal’s 13F disclosure AMC $4,080 per share

February 5, 2023

    Larry Chiang, tips 650-283-8008 ⁦‪@LarryChiang‬⁩ Bank Of Montreal’s 13F disclosure 26,950 shares of $AMC totaling up to be USD $109,957,000 ~ December 31, 2022   2/3/23, 10:43 AM         Larry Chiang, tips 650-283-8008 ⁦‪@LarryChiang‬⁩ 👀 $4,080 per share of “Amy” Credit 👇🏻   2/3/23, 10:46 AM     Source […]

Read the full article →

4 Tweets by Spundan Davé on How Dumb Adam Aron Is

February 4, 2023

    Spundan Davé ⁦‪@SpundanD‬⁩ Very proud 👏 of ⁦‪@tZERO‬⁩ for further distancing themselves from unregulated crypto markets, and standing by their mission and vision. For those who till don’t get it – Security tokens (STOs) are DIFFERENT from cryptocurrencies. tZERO nearly stands alone in this market. 1/4   2/3/23, 7:17 PM     WordPress’d […]

Read the full article →

Adam Aron on knowing the difference between digital assets and crypto

February 4, 2023

Unedited by Larry Chiang     Adam Aron ⁦‪@CEOAdam‬⁩ Important skills for a CEO are good judgement and good instincts. I took so much flack, and vitriolic personal insults, for not embracing tZERO. On Jan 10, the SEC censured and fined tZERO. Today, tZERO Crypto announced it will cease operations. So glad I stayed away […]

Read the full article →

Neuroscientist Andrew Huberman explains Epinephrine and Dopamine

February 2, 2023

WordPress’d from my personal iPhone, 650-283-8008, number that Steve Jobs texted me on JYCbLXmsBy0&t=7m45s

Read the full article →

Bitcoin NFTs

February 2, 2023

    trevor.btc ⁦‪@TO‬⁩ Unpopular fact: Hal Finney saw Bitcoin NFTs as a way to get mainstream adoption    2/2/23, 9:51 AM     WordPress’d from my personal iPhone, 650-283-8008, number that Steve Jobs texted me on

Read the full article →

Let’s DRS, Direct Registration Shares

February 2, 2023

AA @ Q A PA CFI. Log, In Get Stal BENEFITS Advantages of Direct Stock Purchases DRS: Provides accurate, quick and cost- efficient transfers between transfer agents and broker/dealers Ensures secure electronic transfer Reduces the risk associated with physical securities processing, including turnaround delays, mail losses and risks associated with stolen, forged or […]

Read the full article →

Bitcoin Community and GameStop’s

February 2, 2023

    ₿en 🦍🖍️ ⁦‪@benwehrman‬⁩ Every day, I see a consistent stream of posts on $GME Reddit championing fairness, equality, and elimination of the cantillon effect Then they defend SBF b/c ⁦‪@GameStopNFT‬⁩ stuff. Then they celebrate altcoin CEOs for printing 70%+ premined air tokens. Oh and bitcoin is bad. Ok.   2/1/23, 2:45 AM […]

Read the full article →

It’s Zero

February 1, 2023

    Mason ⁦‪@QuaceTheQuant‬⁩ My money and banking professor didn’t believe me when I told him the Fed’s reserve requirement was quietly removed in 2020. I then showed him the Fed’s website and he proceeded to justify it.   1/31/23, 6:07 PM     Federsl Reserves’ reserve requirement was quietly removed in 2020 WordPressed from […]

Read the full article →

Pfizer Insider Comes Clean and Confesses

January 31, 2023

    Project Veritas ⁦‪@Project_Veritas‬⁩ BREAKING: A new ⁦‪@pfizer‬⁩ insider has sent just us an image of Jordon Trishton Walker’s internal Microsoft Teams  profile showing he is still an active employee of the pharmaceutical giant   1/27/23, 5:35 PM         Project Veritas ⁦‪@Project_Veritas‬⁩   1/27/23, 5:35 PM       […]

Read the full article →