Larry Chiang, President and CEO Duck9.com

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I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

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In The Media
image0.pngimage1.pngimage2.pngimage3.pngBill Gurley just identified the only career advantage that AI cannot commoditize.
It isn’t talent. It isn’t your degree. It isn’t your network.
Gurley: “The thing that will differentiate you more in your career than anything else is to be the most hyper curious person that’s trying to do this thing.”
For centuries, knowledge was gatekept. Elite institutions. Expensive mentors. Geographic luck.
The information existed but access to it was the moat.
That moat is gone.
Gurley: “You have no excuse not to be the most knowledgeable person, because the information’s all out there.”
Every question you can formulate now has an answer available instantly.
Every industry. Every domain. Every skill you want to acquire.
The playing field didn’t just level. It inverted.
The people who used to win by controlling access to information now compete against anyone willing to ask better questions.
Gurley: “I can’t make you the most talented person in your company or your field.”
Talent is genetic. It’s luck. It’s the variable you cannot control.
But knowledge is a choice. And curiosity is a compounding asset.
Gurley: “If you are the most curious person that’s constantly learning in your field, you will do extremely well.”
This was always true. What changed is the multiplier.
Gurley: “That advantage is put on steroids with these AI tools.”
A relentlessly curious person with access to all human knowledge and the ability to interrogate it in real time doesn’t just outlearn their peers.
They outlearn entire institutions.
The gap between the curious and the incurious was always there.
AI just made it insurmountable.

 
 
Dustin
⁦‪@r0ck3t23‬⁩
Bill Gurley just identified the only career advantage that AI cannot commoditize.

It isn’t talent. It isn’t your degree. It isn’t your network.

Gurley: “The thing that will differentiate you more in your career than anything else is to be the most hyper curious person that’s pic.x.com/OrGF8MvzYw

 
2/26/26, 8:53 AM
 
 

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$300 dinner $900 first class ticket $200-300 coach class ticket for herself

February 26, 2026

Post from Larry Chiang youtube.com Goal. Participation in K Shaped Economy Dinner-First-Coach. She’s buys me all 3. And she’s cash flow positive before the $300 dinner And she’s cash flow positive before the $500-900 first class ticket And she’s cash flow positive before the $200-300 coach class ticket for herself Now, she understand the K-shaped […]

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American Neighbors Recognize Americans Are In Debt

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how you know your neighbours are in debt part #family #dadstuff #dad #momlife #dadlife #viral youtube.com 14 “Easter Egg” at #ch1 to #ch14 which are Chapter 1 to Chapter 14’s and #ch2 which’s chapter 2 at my hotel in Napa California http://www.youtube.com/watch?v=ejeIz4EhoJ0 On 09-09-39, “What They Will NEVER Teach You at Stanford Business School” debuts at 300 w […]

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4x’s in #JesusMaxxxxing youtube.com M – YouTube youtube.com     Larry Chiang, 650-283-8008 ⁦‪@LarryChiang‬⁩ ⁦‪@Linahuaa‬⁩ There are 4x’s in #JesusMaxxxxing 4x’s in #JesusMaxxxxing is my YouTube livestream- text me for a code to join the video as a vVIP guest … via ⁦‪@YouTube‬⁩ 650-283-8008   2/24/26, 8:56 AM     WordPress’d from my personal iPhone, 650-283-8008, number […]

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The Physics of How Popcorn Works When Fried

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How Popcorn Actually Pops 🍿 youtube.com

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Polar Bears are Black Skinned

February 23, 2026

Polar Bears are a Glitch in Physics ❄️ youtube.com WordPress’d from my personal iPhone, 650-283-8008, number that Steve Jobs texted me on https://www.YouTube.com/watch?v=ejeIz4EhoJ0

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GameStop LABCS 1452

February 23, 2026

    jake2b ⁦‪@jake2b‬⁩ I love this discussion about $GME. blows my mind that this pro-level discourse is happening on X, for free, for anyone who is curious to see. incredible. ⁦‪@michaeljburry‬⁩ I was happy to read that you made the connection between operational shorting and the use of creation and   2/23/26, 11:12 AM   […]

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Bryan Johnson Web-2’s. Larry Chiang Web-12’s

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I did a 40 hr and then a 70 hr social media fast.  I’ve come to believe that social media is pollution.   Not a vice or guilty pleasure. It’s closer to water toxins, air pollution and microplastics.  Social media has been on my mind because I can feel how bad it is for me. […]

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sexual health from Stanford, Mike Eisenberg, MD-PhD, is best in class male sexual health mens penis endocrinologist is recommendation is 2.5 mg of cialis

February 23, 2026

    TBPN ⁦‪@tbpn‬⁩ “Every male 40 and older should probably be taking somewhere between 2.5 and 5 milligrams of tadalafil.” – ⁦‪@hubermanlab‬⁩ Jordi: What do you think the best athletes in the world are doing this Olympics? Huberman: “People are taking vasodilators. You know, Viagra and tadalafil, pic.x.com/i37X71Y9gk   2/22/26, 12:30 PM     “Every […]

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Doing Zero

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Black people in prison get an unfair mental advantage  Able to be blacked out for 7 hours. 7 years.      Alex Northstar ⁦‪@NorthstarBrain‬⁩ Sunday. I did a brain reset, 7 hours of silence. What it did to my brain: No phone. No music. No books. No screens. Just water and silence. This was week […]

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