Larry Chiang, President and CEO Duck9.com

YouTube VIDEO

I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

Subscribe NOW

Enter your email address:

Text Message our CEO:

650-283-8008

or on twitter

Free Resources

Click Here to learn more

In The Media

In finance “everyone is a scammer” Nick Szabo

by Larry Chiang on February 26, 2026

It seems Jane Street may have had a long-standing culture  that essentially trained crypto scammers,  and perhaps also concocted and ran some of the scams themselves.
Terra/Luna was a jenga tower waiting for somebody to topple it, and it may have been Jane Street that figured out how to do it.   If crypto is not strong and secure against such things, it provides little or no benefit over traditional finance, so I’m not going to cry about this, and perhaps it should even be applauded.
The alleged Bitcoin ETF market making + “10 am” selling with that liquidity sounds like a considerably more problematic conflict of interest.  “Negligent” might be a good way to describe the ETFs who naively trusted Jane Street with this function.  Now the once-hot crypto ETFs are draining because of an understandable reduction in trust, not in the coins themselves, but in the way Wall Street “makes markets” for buying and selling them.
In finance “everyone is a scammer” — and you should stop blindly trusting scammers.
That is why Bitcoin OGs have long said, “Not your keys, not your coins,” “don’t trust, verify”, and even “trusted third parties are security holes.”  
And when “the market” is so dependent on trusting strangers,  especially strangers who still don’t actually understand or like Bitcoin all that much, it’s also not your “market price.”

 
 
Nick Szabo
⁦‪@NickSzabo4‬⁩
It seems Jane Street may have had a long-standing culture that essentially trained crypto scammers, and perhaps also concocted and ran some of the scams themselves.

Terra/Luna was a jenga tower waiting for somebody to topple it, and it may have been Jane Street that figured

 
2/26/26, 3:54 PM
 
 


Chapter 1 to Chapter 14’s an “Easter Egg” at #ch1 to #ch14. Including #ch2 which’s chapter 2 at my house in Napa California

http://www.youtube.com/watch?v=ejeIz4EhoJ0


On 09-09-39, “What They Will NEVER Teach You at Stanford Business School” debuts at 300 w 44th St at New York Fashion Week’s front row
http://www.youtube.com/watch?v=QXIaNZi3mHQ

What A Super Model Can Teach a Harvard MBA About Credit www.slideshare.net/larrychiang/what-a-super-model-can-teach-a-harvard-mba-about-credit

American Express hosts me mentoring you about FICO scores at New York Fashion Week
t.co/inxTmZAj

My video boils down 20,000 hours and moves you to the right on the entrepreneur bell curve 
http://www.youtube.com/watch?v=eudADPfTWiE
***********

Steve Jobs Texted me on 650-283-8008 in the same way that Mr Jobs called Bill Hewlett https://x.com/superSaiyanSkai/status/1941392367304761636/video/1


Larry Chiang
Fund of Founders
Founding Stanford EIR
@duck9 alum, Deeply Understood Capital Credit Chinese Knowledge 9
Solo Founder Uber API
650-566-9600 Office
650-566-9696 Direct
Cell: 415-720-8500 

650-283-8008 (cell)

Editor of the widely syndicated “What They Don’t Teach at School”
whattheydontteachyouatstanfordbusinessschool.com/blog

CNN Video Channel: ireport.cnn.com/people/larrychiang

Read my last 10 X posts at www.X.com/LarryChiang

Author of #WTDTYASBS a NY Times Bestseller released 09-09-09 at #NYFW on a runway under the tents
whattheydontteachyouatstanfordbusinessschool.com/blog/?s=Ny+times+bestseller

www.fastcompany.com/embed/c0d4562ea2049

52 Cards. Two Jokers. What They DO Teach You at Stanford Engineering
http://www.youtube.com/watch?v=vDBY0GkI3-g

Emergency swings and cutting deals as an 9 year old
http://www.youtube.com/watch?v=OFGY7v9C4G0

Hunter Pence shared thoughts before winning WORLD SERIES’ Game #7
http://www.youtube.com/watch?v=usu0luYy9pw


{ 0 comments }

Asking Better Questions (be the most hyper curious person that’s trying

February 26, 2026

Bill Gurley just identified the only career advantage that AI cannot commoditize. It isn’t talent. It isn’t your degree. It isn’t your network. Gurley: “The thing that will differentiate you more in your career than anything else is to be the most hyper curious person that’s trying to do this thing.” For centuries, knowledge was […]

Read the full article →

$300 dinner $900 first class ticket $200-300 coach class ticket for herself

February 26, 2026

Post from Larry Chiang youtube.com Goal. Participation in K Shaped Economy Dinner-First-Coach. She’s buys me all 3. And she’s cash flow positive before the $300 dinner And she’s cash flow positive before the $500-900 first class ticket And she’s cash flow positive before the $200-300 coach class ticket for herself Now, she understand the K-shaped […]

Read the full article →

American Neighbors Recognize Americans Are In Debt

February 24, 2026

how you know your neighbours are in debt part #family #dadstuff #dad #momlife #dadlife #viral youtube.com 14 “Easter Egg” at #ch1 to #ch14 which are Chapter 1 to Chapter 14’s and #ch2 which’s chapter 2 at my hotel in Napa California http://www.youtube.com/watch?v=ejeIz4EhoJ0 On 09-09-39, “What They Will NEVER Teach You at Stanford Business School” debuts at 300 w […]

Read the full article →

Lina Huaa‬⁩ There are 4x’s in #JesusMaxxxxing

February 24, 2026

4x’s in #JesusMaxxxxing youtube.com M – YouTube youtube.com     Larry Chiang, 650-283-8008 ⁦‪@LarryChiang‬⁩ ⁦‪@Linahuaa‬⁩ There are 4x’s in #JesusMaxxxxing 4x’s in #JesusMaxxxxing is my YouTube livestream- text me for a code to join the video as a vVIP guest … via ⁦‪@YouTube‬⁩ 650-283-8008   2/24/26, 8:56 AM     WordPress’d from my personal iPhone, 650-283-8008, number […]

Read the full article →

The Physics of How Popcorn Works When Fried

February 24, 2026

How Popcorn Actually Pops 🍿 youtube.com

Read the full article →

Polar Bears are Black Skinned

February 23, 2026

Polar Bears are a Glitch in Physics ❄️ youtube.com WordPress’d from my personal iPhone, 650-283-8008, number that Steve Jobs texted me on https://www.YouTube.com/watch?v=ejeIz4EhoJ0

Read the full article →

GameStop LABCS 1452

February 23, 2026

    jake2b ⁦‪@jake2b‬⁩ I love this discussion about $GME. blows my mind that this pro-level discourse is happening on X, for free, for anyone who is curious to see. incredible. ⁦‪@michaeljburry‬⁩ I was happy to read that you made the connection between operational shorting and the use of creation and   2/23/26, 11:12 AM   […]

Read the full article →

Bryan Johnson Web-2’s. Larry Chiang Web-12’s

February 23, 2026

I did a 40 hr and then a 70 hr social media fast.  I’ve come to believe that social media is pollution.   Not a vice or guilty pleasure. It’s closer to water toxins, air pollution and microplastics.  Social media has been on my mind because I can feel how bad it is for me. […]

Read the full article →

sexual health from Stanford, Mike Eisenberg, MD-PhD, is best in class male sexual health mens penis endocrinologist is recommendation is 2.5 mg of cialis

February 23, 2026

    TBPN ⁦‪@tbpn‬⁩ “Every male 40 and older should probably be taking somewhere between 2.5 and 5 milligrams of tadalafil.” – ⁦‪@hubermanlab‬⁩ Jordi: What do you think the best athletes in the world are doing this Olympics? Huberman: “People are taking vasodilators. You know, Viagra and tadalafil, pic.x.com/i37X71Y9gk   2/22/26, 12:30 PM     “Every […]

Read the full article →