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Congratulations, you just reinvented mortgage-backed securities but for burritos. Call it Burrito Default Swaps (BDS) and get the Fed involved.
Step 1: Bundle thousands of delinquent burrito loans.
Step 2: Slice them into tranches—“AAA Prime Carne Asada” down to “Subprime Bean & Cheese.”
Step 3: Sell them to pension funds.
Step 4: When the market collapses, demand a bailout.


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