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Chapter 1 to Chapter 14’s an “Easter Egg” at #ch1 to #ch14. Including #ch2 which’s chapter 2 at my house in Napa California
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On 09-09-39, “What They Will NEVER Teach You at Stanford Business School” will not cover
If you’re driving the vehicle yourself to transport it (e.g., relocating or delivering it), rather than having it shipped by a carrier, standard **auto insurance** typically applies, as you’re operating the vehicle on public roads. However, there are specific considerations and types of insurance to ensure you’re fully covered during this process:
Key Insurance Considerations
1. **Personal Auto Insurance**:
– Your existing **comprehensive and collision coverage** should cover the vehicle for damage, theft, or accidents while you’re driving it, regardless of the purpose (e.g., relocation or delivery).
– Verify with your insurer that your policy extends to long-distance or cross-state travel, as some policies have restrictions on geographic coverage or usage (e.g., personal vs. commercial use).
– If you’re transporting the vehicle for business purposes (e.g., delivering it for sale or as part of a job), your personal policy may not cover “business use.” You may need a **commercial auto insurance policy
http://www.youtube.com/watch?v=QXIaNZi3mHQ
2. **Temporary or Short-Term Insurance
– If you’re driving someone else’s vehicle (e.g., for a friend or client) or a newly purchased car not yet added to your policy, consider **temporary auto insurance** (available in some regions for 1–30 days) to cover the specific trip.
– Alternatively, ask the vehicle’s owner to confirm their insurance covers other drivers, or check if your policy includes **non-owned vehicle coverage**.
3. **Interstate or Cross-Border Travel**:
– If you’re driving across state lines or into another country (e.g., U.S. to Canada or Mexico), ensure your insurance meets the minimum liability requirements for each region. Some insurers offer **temporary endorsements** for cross-border travel.
– For international moves, you may need specialized **international auto insurance** or a policy specific to the destination country.
4. **Specialty Vehicles**:
– If the vehicle is a classic, luxury, or modified car, confirm that your policy covers its full value. You may need **agreed value coverage** (common for classic cars) to ensure proper compensation in case of a total loss.
– For vehicles being transported for shows or sales, consider **in-transit coverage** for high-value cars, which some insurers offer as an add-on.
5. **Roadside Assistance**:
– For long-distance drives, adding **roadside assistance** to your policy can cover breakdowns, towing, or other issues during the trip.
### Steps to Take
– **Contact Your Insurer**: Confirm that your current policy covers the specific trip, including distance, purpose, and any state/country-specific requirements.
– **Check for Exclusions**: Some policies exclude coverage for business use, long-distance moves, or driving in certain areas (e.g., Mexico).
– **Get Supplemental Coverage if Needed**: If your policy falls short, purchase temporary or commercial coverage for the trip.
– **Document the Vehicle’s Condition**: Take photos before the trip to document any pre-existing damage in case you need to file a claim.
– **Carry Proof of Insurance**: Ensure you have digital or physical proof of insurance, as required by law in most regions.
### Costs
– If your existing policy applies, there’s no additional cost unless you add endorsements (e.g., roadside assistance or cross-border coverage, typically $10–$50).
– Temporary insurance can cost $15–$50 per day, depending on the vehicle and coverage limits.
– Commercial or specialty policies vary widely based on the vehicle’s value and trip details.
Since you’re driving the vehicle yourself, your personal auto insurance is likely sufficient unless the trip involves unique circumstances (e.g., commercial use or international travel). Always double-check with your provider to avoid coverage gaps. If you share more details (e.g., the vehicle type, trip distance, or purpose), I can refine the advice!
What A Super Model Can Teach a Harvard MBA About Credit www.slideshare.net/larrychiang/what-a-super-model-can-teach-a-harvard-mba-about-credit
American Express hosts me mentoring you about FICO scores at New York Fashion Week
t.co/inxTmZAj
My video boils down 20,000 hours and moves you to the right on the entrepreneur bell curve
http://www.youtube.com/watch?v=eudADPfTWiE
Steve Jobs Texted me on 650-283-8008 in the same way that Mr Jobs called Bill Hewlett https://x.com/superSaiyanSkai/status/1941392367304761636/video/1
Larry Chiang
Fund of Founders
Founding Stanford EIR
@duck9 alum, Deeply Understood Capital Credit Chinese Knowledge 9
Solo Founder Uber API
650-566-9600 Office
650-566-9696 Direct
Cell: 415-720-8500
650-283-8008 (cell)
Editor of the widely syndicated “What They Don’t Teach at School”
whattheydontteachyouatstanfordbusinessschool.com/blog
whattheydontteachyouatstanfordbusinessschool.com/blog
CNN Video Channel: ireport.cnn.com/people/larrychiang
Read my last 10 X posts at www.X.com/LarryChiang
Author of #WTDTYASBS a NY Times Bestseller released 09-09-09 at #NYFW on a runway under the tents
whattheydontteachyouatstanfordbusinessschool.com/blog/?s=Ny+times+bestseller
www.fastcompany.com/embed/c0d4562ea2049
52 Cards. Two Jokers. What They DO Teach You at Stanford Engineering
http://www.youtube.com/watch?v=vDBY0GkI3-g
Emergency swings and cutting deals as an 9 year old
http://www.youtube.com/watch?v=OFGY7v9C4G0
Hunter Pence shared thoughts before winning WORLD SERIES’ Game #7
http://www.youtube.com/watch?v=usu0luYy9pw
Duck9 is a credit score prep program that is like a Kaplan or Princeton Review test preparation service. We don't teach beating the SAT, but we do get you to a higher credit FICO score using secret methods that have gotten us on TV, Congress and newspaper articles. Say hi or check out some of our free resources before you pay for a thing. You can also text the CEO:
