#RuleOf1111 is a sequel to “Rule of 72” cc 10:10 (Rolex as an SSP for NFL using Uber to Duck DUI) pic.twitter.com/3IXh5RFX11
— Larry Chiang (@LarryChiang) August 13, 2015
By Larry Chiang
First 24, on-time payments matter.
The 1st 24 1’s associated to your social security number that #ExpTransFax records matter to your FICO. Experian-Trans Union-Equifax need to record on-time payments.
1’s.
That is the law of 11:11.
![]() |
Larry Chiang (@LarryChiang) |
|
Doing 11:11. 1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1 has got to be the most @asse9 asinine dumb job a semi pro physicist has ever done #1111
|
|
Easy.
Super easy to 1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1
But easier not to get on-time payments. I define on-time as charging $21, paying $21 ON TIME. An on time payment is a “one”. Twenty four ‘ones’ is a FICO over 770 (June 15, 2015’s true.)
![]() |
Larry Chiang (@LarryChiang) |
|
Remember kids. Al Einstein self funded “research” doing fin services lead gen. Google “Rule of 72”
#1111 11:11 |
|
![]() |
Larry Chiang (@LarryChiang) |
|
As a semi pro physicist, I know 72 divided by your interest rate is the time it takes the balance to double
#1111 #RuleOf72 |
|

Larry Chiang on Fox 26 https://twitter.com/6502838008


Duck9 is a credit score prep program that is like a Kaplan or Princeton Review test preparation service. We don't teach beating the SAT, but we do get you to a higher credit FICO score using secret methods that have gotten us on TV, Congress and newspaper articles. Say hi or check out some of our free resources before you pay for a thing. You can also text the CEO:







