By Larry Chiang

Used Car Week is this week.
It’s at the Phoenician in Scottsdale on Camelback near 64th street.
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Diana Asatryan (@DinaAsat) |
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“We are all in an alternative database now” @FactorTrust‘s @underbankedstew gives opening notes for #Re3 #usedcarweek
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So if you’re too off-the-credit-grid…, you’re in the 4th credit bureau.
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Larry Chiang (@LarryChiang) |
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It’s termed “off credit report scoring” in my world cc @arrington #fico748pt8 #RMRMRE twitter.com/dinaasat/statu…
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#RMRMRE is Risk Mitigation. risk minimization. Risk Elimination. It applies to entrepreneurship as well as credit underwriting.
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Larry Chiang (@LarryChiang) |
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I love Trans Union. I hope their business practices remain exactly the same so my secret society THRIVES. twitter.com/AutoFinanceNew…
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Larry Chiang (@LarryChiang) |
#ExpTransFax where the user realizes the bureaus are pulling credit report and submits to help confirm credit risk’s request for information and data confirmation.



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