By Larry Chiang
Protocol, “Get a credit report” involves basic protocol subroutines.
Subroutine #1a: print out FTC, Federal Trade Commission form.
free credit report form because Old School is accurate. America is ruled by 1970s credit law.
Subroutine #1b: Prepare envelope
Subroutine #1c: Secure a self adhesive stamp in the upper right hand corner
P.O. Box 105281 is #PObox105281. As of January 2016, it still is the best subroutine to get your credit report
100% of my Congressional testimony from 2000 is still 100% accurate. My testimony is in the 102nd congressional record.


Duck9 is a credit score prep program that is like a Kaplan or Princeton Review test preparation service. We don't teach beating the SAT, but we do get you to a higher credit FICO score using secret methods that have gotten us on TV, Congress and newspaper articles. Say hi or check out some of our free resources before you pay for a thing. You can also text the CEO:







