By Larry Chiang Popping a cherry implies you have a credit hymen that bleeds upon first penetration. Well, let these credit insights penetrate your mindset. Let us take you from credit outsider to credit insider. Yes, men have a hymen too so read on.
Question: What do you want your {virginal} new credit report to say?!
Larry Chiang Answer: on time ‘1’; Ontime “1”, on-time 1; on time “1”, paid on time [credit code 1]; 1, 1, 1 for 24 months in a row.
24 months in a row you pay something more than $0; ontime. In the American calendar, 24 months is 2 years on Experian (TransUnion and Equifax).
Grrrr, we are angry if there are 2’s or 9’s on credit reports |
Larry Chiang (@LarryChiang) |
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A Jedi can just take Experian’s credit report and write on it like you write on paper using #PObox105281
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A “2” is 30-days late.
A ‘9’ is charged off loan. It’s where the bank gives up that you will ever pay.
Larry
Sent to WORDPRESS from my iPhone 8 that Steve Jobs texted me at (two iPhone 4’s where @6502838008 texted back and forth 🙂
Duck9 is a credit score prep program that is like a Kaplan or Princeton Review test preparation service. We don't teach beating the SAT, but we do get you to a higher credit FICO score using secret methods that have gotten us on TV, Congress and newspaper articles. Say hi or check out some of our free resources before you pay for a thing. You can also text the CEO:
