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In The Media

Alternative Database = Off Credit Report Scoring = The 4th Bureau =#ExpTransFax

by Larry Chiang on November 18, 2015

By Larry Chiang
Used Car Week is this week. 
It’s at the Phoenician in Scottsdale on Camelback near 64th street. 
Diana Asatryan (@DinaAsat)
“We are all in an alternative database now” @FactorTrust‘s @underbankedstew gives opening notes for #Re3 #usedcarweek

So if you’re too off-the-credit-grid…, you’re in the 4th credit bureau. 

Larry Chiang (@LarryChiang)
It’s termed “off credit report scoring” in my world cc @arrington #fico748pt8 #RMRMRE…

 #RMRMRE is Risk Mitigation. risk minimization. Risk Elimination. It applies to entrepreneurship as well as credit underwriting. 

Larry Chiang (@LarryChiang)
I love Trans Union. I hope their business practices remain exactly the same so my secret society THRIVES.…

Larry Chiang (@LarryChiang)

#ExpTransFax where the user realizes the bureaus are pulling credit report and submits to help confirm credit risk’s request for information and data confirmation. 

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