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In The Media

FCRA. So complex and technical that state AG’s get it wrong

by Larry Chiang on October 15, 2015

By Larry Chiang
Just skip reading this blog post like you did not read FCRA (Fair Credit Reporting Act)…, AND JUST DO WHAT I TEXT YOU TO DO!!!
Okay, Greg Abbott. He is now governor. He was attorney general. They have networking sessions where they mentor each other annually at NATIONAL ASSOC of AG’s. NAAG. 
I can’t make this up. 
Anyway, I saw his name pop up because
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He fired off that tweet prematurely….
Because the royals defeated Houston
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(In Ewing Kauffman stadium also)

Larry Chiang (@LarryChiang)
“I see a governor that mistakenly read FCRA. He was Atty Gen at the time.” @LarryChiang CC @NAPBS pic.twitter.com/WCXEJrDZmV

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FCRA is a super old law. It’s not a new law. 

Larry Chiang (@LarryChiang)
read Gov Abbott’s coverage of FCRA also… #astrosTwitter ftw.usatoday.com/2015/10/housto…


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Larry Chiang (@LarryChiang)
Omg, Greg Abbott is TX governor now… #FCRA FCRA was passed in “1970”. Amended 2008 #LCECSPA #PObox105281 texasattorneygeneral.gov/agency/weeklya…


Amend dates and bill passage matter greatly because “state of technology during bill passage goes to the state of mind of a bills co-authors.”

— Larry Chiang

Let me repeat, FCRA is so EFFEN old that it requires you to mail mail via usa postal system. FCRA doesn’t have email or web provision. 

I’m in hell…

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Pet my puppy. 
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Pet my puppy. 
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Petting my puppy soothes me from the general populations disconnect from not really understanding credit, credit score and FCRA. I guess keep paying us $600 to prep your FICO?!? OR JUST DO IT ON YOUR EFFEN OWN!!!

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