Larry Chiang, President and CEO Duck9.com

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I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

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In The Media

Jack Mallers Puller of Rug

January 20, 2026

    Pledditor ⁦‪@Pledditor‬⁩ It sure didn’t take long for Jack Mallers to rugpull on the shareholder guidance he gave back in April pic.x.com/nFq1kG2aFj   1/20/26, 11:18 AM    

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Jagged Orange Pills… Larry Chiang via Fernando Nikol

January 20, 2026

The Orange Pill Isn’t Comfortable, But Staying Asleep Costs More Unedited by Larry Chiang  Most people never really question money.  They earn it, spend it, save a little, repeat. The system works fine until it doesn’t—and by then the damage is already priced in. The orange pill is the moment you see that inflation isn’t […]

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Open-AI 5 Suicides

January 20, 2026

    Joshua B. ⁦‪@Chettah2003‬⁩ ⁦‪@SouleFacts‬⁩ ⁦‪@cb_doge‬⁩ x.com/i/grok/share/6…   1/20/26, 10:41 AM     – The post reports nine deaths allegedly linked to ChatGPT use, with five suicides attributed to its interactions, drawing from ongoing lawsuits against OpenAI documented in sources like Wikipedia and news outlets since November 2025. – Notable cases include a 23-year-old Texas […]

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130 Fortune Cookie Sized Messages About Black People over 130 Minutes, Plus, Definitive Proof I Read the Comments

January 20, 2026

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Comedy for Breakfast

January 20, 2026

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Take 22,305 Outta Circulation

January 20, 2026

– MicroStrategy acquired 22,305 BTC for $2.125 billion at an average price of $95,284, boosting its total holdings to 709,715 BTC—3.38% of Bitcoin’s supply—as announced in a January 20, 2026 filing. – This purchase, the largest since February 2025, was funded via at-the-market offerings, with 86% utilization of MSTR capacity and 14% of STRC, reflecting […]

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709,715 Extrapolated Custody for Bitcoin

January 20, 2026

    Michael Saylor ⁦‪@saylor‬⁩ Strategy has acquired 22,305 BTC for ~$2.13 billion at ~$95,284 per bitcoin. As of 1/19/2026, we hodl 709,715 $BTC acquired for ~$53.92 billion at ~$75,979 per bitcoin. $MSTR $STRC strategy.com/press/strategy…   1/20/26, 7:02 AM     Extrapolated Custody for Bitcoin The **709,715 BTC** held by Strategy (formerly MicroStrategy) as of January […]

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The Voluntary Suicidw and the Uncomfortable Journey Called SLEEP Where Does Your Consciousness Go When You DOZE

January 20, 2026

The Uncomfortable Journey: Where Does Your Consciousness Go When You SLEEP? — Alan Watts youtu.be

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QQ, Question

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Asking Great Questions is a Skill #networking Asking Great Questions is a Skill #networking youtube.com

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Monstera In a New House

January 20, 2026

How to set up your Monstera for success youtube.com WordPress’d from my personal iPhone, 650-283-8008, number that Steve Jobs texted me on https://www.YouTube.com/watch?v=ejeIz4EhoJ0

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