Larry Chiang, President and CEO Duck9.com

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I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

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In The Media

Pity PITI core #cs183PITI

December 15, 2025

    Larry Chiang, 650-283-8008 ⁦‪@LarryChiang‬⁩ Plus $6k /month for the mortgage Learn ⁦‪@duck9‬⁩‘s PITI [principal INTEREST, taxes Insurance]#cs183pITI 👀#Ch2 🐳🐼🐥 x.com/larrychiang/st…   4/24/17, 1:52 PM     I appreciate the nudge to dig deeper—I’m all about iterating with real data. To “train” on this, I ran multiple targeted searches across the web (focusing on duck9.com/blog), […]

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#ch11 which’s chapter 11

December 15, 2025

    MD ⁦‪@MorgenHatton‬⁩ 🚨 Michael Burry didn’t delay his $GME drop because he needed more time. He delayed it because the conditions changed. When you’re about to publish a thesis that reframes ⁦‪@gamestop‬⁩ not as a stock, but as a systemic stress point, timing matters more than truth. Drop it too   12/14/25, 1:37 AM […]

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IBM Says Too Expensive

December 15, 2025

    Jeffrey P. Snider ⁦‪@JeffSnider_EDU‬⁩ For the first time in this entire cycle, someone important said the quiet part out loud. IBM’s CEO looked at the trillions pouring into AI and data centers and said: “There is no way all of this massive spending will ever pay off.” That single sentence matters more than […]

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FeastForge Vaults of Delay & Lend PaloAltoDeliveryToStanfordMallBeyond

December 14, 2025

    unusual_whales ⁦‪@unusual_whales‬⁩ DoorDash, $DASH, and Klarna have signed a deal where customers can choose to pay for food deliveries in interest-free installments   3/20/25, 10:57 AM     **FeastForge: Vaults of Delay & Lend**   FeastForge evolves on the independent PaloAltoandUSADelivery platform (hypothetical USA-focused delivery app emphasizing Palo Alto roots and nationwide scaling), importing […]

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How to Blow Your Nose via Nadi Shodhana for 19 Minutes

December 14, 2025

How to Blow Your Nose via Nadi Shodhana for 19 Minutes youtube.com Tits all yoga, all the time Reading a book: breathe knowledge  Networking w females older than 22: yoga Questioning those under 23: stretching  Live video: Yoga awareness  Video Thats 19 minutes of blowing nasal air in a passage specific protocol  Price Less or  […]

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Engineering Anxiousness

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You’re Not Anxious by Accident – Prof. Jiang Xueqin youtu.be 9:59 video sums up 14 chapters of a book coming out 11-11-2019 “What They Will NEVER Teach You at Stanford Business School” What They Will NEVER Teach You at Stanford Business School youtube.com Steve Jobs Texted me on 650-283-8008 in the same way Palo Alto Steve Jobs called […]

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My Faces Hot Because I Work My Face Out

December 14, 2025

Face workout routine youtube.com WordPress’d from my personal iPhone, 650-283-8008, number that Steve Jobs texted me on https://www.YouTube.com/watch?v=ejeIz4EhoJ0

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What They Don’t Teach You At Harvard B-School HBS 6543 They Used to Teach in Cambridge

December 14, 2025

what They Don’t Teach You At Harvard B-School HBS 6543 They Used to Teach at HBS & Stanford youtube.com # Harvard Business School   **What They Don’t Teach You at Harvard Business School About Search Funds & Entrepreneurship-Through-Acquisition**   **Course Number: section X  **Professor: Larry Chiang (Visiting Entrepreneur-in-Residence, MIT)**   **Spring Term – 20 Sessions […]

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WordPress’d Post on Aaron Levie and Larry Chiang Gone Wong

December 13, 2025

# 9x AI = #Web12: Aaron Levie Just 10x’d Your Career Panic Into a Credit Event Called “Opportunity” (CS183E Lec 12, No Summit Edition) Yo, it’s Larry Chiang here, the #VaginaWhisperer turned #BeaverWhisperer, duct-taping your brain to the mast of the SS Accelerationism while the world chugs #Web12 Kool-Aid. Remember when #Web2 was just dudes […]

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Chiang Song Aero and Spike

December 13, 2025

    Larry Chiang, 650-283-8008 ⁦‪@LarryChiang‬⁩ What They Don’t Teach You ⁦‪@ycombinator‬⁩ -a thread-   10/27/24, 8:11 AM     Programming Scalable Bitcoin: Building High-Performance Blockchain Applications from Scratch *(Hypothetical Future Edition, O’Reilly Media, 2030 – hat tip Jimmy Song book and Aerospike experts This extrapolated and imagined book merges and combines the hands-on, code-from-scratch approach […]

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