Larry Chiang, President and CEO Duck9.com

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I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

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In The Media

Fascia Management

December 23, 2025

The Ancient Practice That Keeps Your Body & Mind Young 🌿 youtube.com WordPress’d from my personal iPhone, 650-283-8008, number that Steve Jobs texted me on https://www.YouTube.com/watch?v=ejeIz4EhoJ0

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Risk is mispriced, globally

December 23, 2025

    Jeff Walton ⁦‪@PunterJeff‬⁩ Spotify ENTIRE music catalog LEAKED Financials: $119B mkt cap $14.6B in assets $6.9B in total liabilities$1.9B in Net income 13x P/Book ratio$5.4B liquid assets Risk is mispriced, globally. pic.x.com/0d80gg93lc   12/21/25, 9:21 PM     – Anna’s Archive scraped Spotify’s entire catalog using public APIs, extracting 300TB of data including 86 […]

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Sleep Apnea

December 23, 2025

Inflammation      Yahoo Sports ⁦‪@YahooSports‬⁩ PHILIP RIVERS WAS HYPED AFTER THROWING HIS FIRST TD IN INDY IN ALMOST FIVE YEARS 👏 pic.x.com/99NU0HE0Wl   12/22/25, 7:34 PM     Chapter 1 to Chapter 14’s an “Easter Egg” at #ch1 to #ch14. Including #ch2 which’s chapter 2 at my house in Napa California http://www.youtube.com/watch?v=ejeIz4EhoJ0 On 09-09-39, “What They […]

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1-click Financing

December 22, 2025

Dear Mr. Chiang, I hope this email finds you well. My name is Sienna Grant, Paralegal Specialist, contacting you on behalf of Mr. Aaron Benjamin, Senior IP Attorney | Litigation Officer, from the Trademark Assistance Center. I am writing in reference to the trademark 1-CLICK FINANCING (U.S. Serial No. 78713728), originally filed on September 15, 2005, under the ownership of United College Marketing Services, […]

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The cat bravely protected the baby But My Dog Plays 5D Chess and Just Says Prayers Before Bed

December 21, 2025

The cat bravely protected the baby. #cat #baby #horror #shorts youtube.com Chapter 1 to Chapter 14’s an “Easter Egg” at #ch1 to #ch14. Including #ch2 which’s chapter 2 at my house in Napa California http://www.youtube.com/watch?v=ejeIz4EhoJ0 On 09-09-39, “What They Will NEVER Teach You at Stanford Business School” debuts at 300 w 44th St at New York […]

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Web-12’ing alpha state

December 21, 2025

    alpha5tate 🇺🇸 ⁦‪@alpha5tate‬⁩ Here’s the main 3-hour segment from my stream last night. I edited out the second half for those who only want to watch the primary topic:‘Project Looking Glass’, Ascension, Tesla and Q pic.x.com/Ve2IfLq20M   12/20/25, 12:21 AM     Chapter 1 to Chapter 14’s an “Easter Egg” at #ch1 to #ch14. Including […]

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Silent Night, Deadly Night, unsustainable Trajectory of America’s AI Ambitions Echoes of Past Bubbles in Michael Burry’s Warnings via 4 Tweets

December 21, 2025

    Cassandra Unchained ⁦‪@michaeljburry‬⁩ Why China will win AI in one chart. Power hungry Nvidia chips are not the way forward for the U.S. It is not just the total power advantage. It is the slope. pic.x.com/qNXh1e4lZj   12/20/25, 1:50 AM     23 “Easter Eggs”  The Unsustainable Trajectory of America’s AI Ambitions: Echoes of […]

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1-27-21’s Posts by Larry Chiang, 650-283-8008 on Twitter

December 21, 2025

Here are @LarryChiang’s original tweets (non-replies) from **January 27, 2021**, listed in reverse chronological order (newest first, as typical on X/Twitter). 1. **23:57 GMT**      😭😂💦💪🔮      (Quoting a post about Congress and hedge funds) 2. **21:22 GMT**      U a whale!?      Bet the house’s second mortgage on Game Stop […]

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Digital Money & Digital Credit

December 21, 2025

Let’s delve into “Digital Underground Credit Knowledge  9 nuggets of knowledge      Joe Burnett, MSBA ⁦‪@IIICapital‬⁩ What’s the game theory behind ⁦‪@saylor‬⁩‘s new Digital Money concept? pic.x.com/7NrprjPdnU   12/19/25, 8:00 AM     WordPress’d from my personal iPhone, 650-283-8008, number that Steve Jobs texted me on What They Will NEVER Teach You at Stanford Business School youtube.com […]

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Larry Chiang GameStop WordPress Post, a Scott Sleepy Tweet, Burry’s Substack Essay and Some PRPRPI

December 21, 2025

    Scott Sleepy ⁦‪@scott_sleepy‬⁩ Trimbath is creating anti-Burry smear when he is clearly here (pre-planned) as part of the GME saga. Trimbath was in the movie “Apes Strong Together”, which made out retail investors out to be low-IQ, socially awkward, poor fringe loners. Dave Lauer (former Citadel employee) pic.x.com/PXfAK7z2XX   12/18/25, 7:10 PM     […]

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