Larry Chiang, President and CEO Duck9.com

YouTube VIDEO

I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

Subscribe NOW

Enter your email address:

Text Message our CEO:

650-283-8008

or on twitter

Free Resources

Click Here to learn more

In The Media

19 Days Construction of xAI’s Colossus Supercomputer

November 15, 2025

the post by @thebeaconsignal poetically critiques the rapid 19-day construction of xAI’s Colossus supercomputer, arguing it exposes fabricated industry timelines rather than demonstrating genius, framing the achievement as a “glitch” in a rigged system. Backstory: In 2024, Elon Musk’s xAI team assembled a cluster of 100,000 Nvidia H200 GPUs in Memphis, Tennessee, creating the world’s […]

Read the full article →

Below 1.0 mNAV

November 14, 2025

MicroStrategy’s market capitalization of $64.5 billion has dipped below its Bitcoin net asset value of $66 billion, yielding an mNAV below 1.0 and presenting a rare discount on its BTC holdings amid a 60% stock drop from its all-time high. The valuation gap reflects market concerns over $8 billion in debt and $6.7 billion in […]

Read the full article →

100 Pounds

November 14, 2025

Tessa Capri on Instagram: “In case you were wondering” instagram.com WordPress’d from my personal iPhone, 650-283-8008, number that Steve Jobs texted me on https://www.YouTube.com/watch?v=ejeIz4EhoJ0

Read the full article →

Day 12. Burry

November 14, 2025

– The post theorizes Michael Burry’s Scion shutdown stems from his view of an AI-fueled bubble, where hyperscalers like Meta and Microsoft inflate earnings by extending server depreciation periods from 2-3 years to 5-6 years, potentially understating $176 billion in expenses through 2028. – Burry’s October 27, 2025, liquidation letter explicitly cites misalignment between his […]

Read the full article →

6025 Kal

November 13, 2025

For those who don’t know, the UCs (like many large public universities) are basically a three tier institution inclusive of: 1. World class training for the most competent, Ivy-level kids from good California high schools (predictable mix of white/asian/hispanic/black students) 2. Credentialing mill for the children of China’s nouveau riche  3. High-school extension for “historically […]

Read the full article →

Biggie – Hammer Told He Was Gay 20 Years Ago

November 13, 2025

https://youtube.com/shorts/bnJF4VqV5iU?si=qED63np8V1Xgd-TK WordPress’d from my personal iPhone, 650-283-8008, number that Steve Jobs texted me on https://www.YouTube.com/watch?v=ejeIz4EhoJ0

Read the full article →

Top 12 Best Friend Coming In at Number 3

November 13, 2025

Top 12 Best Friend #kitten #cattok youtube.com WordPress’d from my personal iPhone, 650-283-8008, number that Steve Jobs texted me on https://www.YouTube.com/watch?v=ejeIz4EhoJ0

Read the full article →

The Derivatives is a $600 Trillion Time Bomb

November 13, 2025

The $600 Trillion Time Bomb: Why the Next Crash Will Be Worse Than 2008 youtu.be WordPress’d from my personal iPhone, 650-283-8008, that Steve Jobs texted me on https://www.youtube.com/watch?v=ejeIz4EhoJ0

Read the full article →

Destiny Hasan

November 13, 2025

Destiny drops MASSIVE allegations against Hasan youtube.com WordPress’d from my personal iPhone, 650-283-8008, that Steve Jobs texted me on What They Will NEVER Teach You at Stanford Business School youtube.com

Read the full article →

Burry

November 13, 2025

    Cassandra Unchained ⁦‪@michaeljburry‬⁩ I bought 50,000 of these things for $1.84 each. Now each of those things is 100 of the doodads. So I spent $9,240,000. Not $912,000,000. ⁦‪@CNBC‬⁩ ⁦‪@FT‬⁩ ⁦‪@WSJ‬⁩ Now, each of those doodads would let me sell $PLTR at $50 in 2027. So, well, you know. In any event, it […]

Read the full article →