Larry Chiang, President and CEO Duck9.com

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I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

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In The Media

100 Pounds

November 14, 2025

Tessa Capri on Instagram: “In case you were wondering” instagram.com WordPress’d from my personal iPhone, 650-283-8008, number that Steve Jobs texted me on https://www.YouTube.com/watch?v=ejeIz4EhoJ0

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Day 12. Burry

November 14, 2025

– The post theorizes Michael Burry’s Scion shutdown stems from his view of an AI-fueled bubble, where hyperscalers like Meta and Microsoft inflate earnings by extending server depreciation periods from 2-3 years to 5-6 years, potentially understating $176 billion in expenses through 2028. – Burry’s October 27, 2025, liquidation letter explicitly cites misalignment between his […]

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6025 Kal

November 13, 2025

For those who don’t know, the UCs (like many large public universities) are basically a three tier institution inclusive of: 1. World class training for the most competent, Ivy-level kids from good California high schools (predictable mix of white/asian/hispanic/black students) 2. Credentialing mill for the children of China’s nouveau riche  3. High-school extension for “historically […]

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Biggie – Hammer Told He Was Gay 20 Years Ago

November 13, 2025

https://youtube.com/shorts/bnJF4VqV5iU?si=qED63np8V1Xgd-TK WordPress’d from my personal iPhone, 650-283-8008, number that Steve Jobs texted me on https://www.YouTube.com/watch?v=ejeIz4EhoJ0

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Top 12 Best Friend Coming In at Number 3

November 13, 2025

Top 12 Best Friend #kitten #cattok youtube.com WordPress’d from my personal iPhone, 650-283-8008, number that Steve Jobs texted me on https://www.YouTube.com/watch?v=ejeIz4EhoJ0

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The Derivatives is a $600 Trillion Time Bomb

November 13, 2025

The $600 Trillion Time Bomb: Why the Next Crash Will Be Worse Than 2008 youtu.be WordPress’d from my personal iPhone, 650-283-8008, that Steve Jobs texted me on https://www.youtube.com/watch?v=ejeIz4EhoJ0

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Destiny Hasan

November 13, 2025

Destiny drops MASSIVE allegations against Hasan youtube.com WordPress’d from my personal iPhone, 650-283-8008, that Steve Jobs texted me on What They Will NEVER Teach You at Stanford Business School youtube.com

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Burry

November 13, 2025

    Cassandra Unchained ⁦‪@michaeljburry‬⁩ I bought 50,000 of these things for $1.84 each. Now each of those things is 100 of the doodads. So I spent $9,240,000. Not $912,000,000. ⁦‪@CNBC‬⁩ ⁦‪@FT‬⁩ ⁦‪@WSJ‬⁩ Now, each of those doodads would let me sell $PLTR at $50 in 2027. So, well, you know. In any event, it […]

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2 Girls, 1 CUP o’ Self Improvmebt Day 11

November 12, 2025

https://www.youtube.com/live/Vzx1ONlnbko?si=-6vSm15-s0MLr4HU http://www.youtube.com/watch?v=ejeIz4EhoJ0 duck9 not only stands for deeply understanding credit knowledge, but also capital knowledge. and chinese knowledge This Revolution will have Wifi Larry Chiang likes to save little baby starfish when he’s metaphysically walking on the beach easter egg delivery is a thing the first to say audiobook loses when I hear 50 easter […]

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Bending IFRS fair-value rules for Derivatives Is Baaaaaaad

November 11, 2025

– SoftBank’s Q2 2025 earnings revealed $15.7B in reported gains on OpenAI investments, with $8.5B from a “forward contract” created by internally transferring an unfunded $22.5B commitment from parent SBG to subsidiary Vision Fund 2 in September, allowing immediate fair-value recognition despite December funding. – The maneuver stems from a March 2025 $40B commitment to […]

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