Larry Chiang, President and CEO Duck9.com

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I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

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In The Media

AI’s Effect on Corporate Work Flows

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– Aaron Levie highlights a shift in AI adoption, noting that while most organizations are just implementing basic AI chat systems, advanced AI agents capable of parallel task execution could yield productivity gains of up to 66%, as supported by a 2024 NN/G study showing significant benefits for less-skilled workers.     Aaron Levie ⁦‪@levie‬⁩ […]

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Mises Institute Understood by Larry Chiang and Lawrence Lepard

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“Inflation can be pursued only so long as the public still does not believe it will continue. Once the people generally realize that the inflation will be continued on and on and that the value of the monetary unit will decline more and more, then the fate of the money is sealed. Only the belief, […]

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Tricolor’s Shitting The Subprime Collateral Bed

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Austin Texas 9-16-25 Tricolor’s collapse is sending shockwaves through subprime auto lending: The Texas-based lender and used car retailer filed for Chapter 7 bankruptcy, choosing liquidation over restructuring—just days after suspending operations in the southwest. By then, warning signs were flashing everywhere: – Tricolor CEO Daniel Chu resigned from Origin Bank’s board (a major lender […]

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Julie Zhuo and Dan Olsen on Product Management

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Julie Zhuo and Dan Olsen: How AI is Transforming Product Development at Lean Product Meetup youtu.be Forward Deployed Engineering 

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Banksy After a Scrub

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Chapter 1 to Chapter 14’s an “Easter Egg” at #ch1 to #ch14. Including #ch2 which’s chapter 2 at my house in Napa California http://www.youtube.com/watch?v=ejeIz4EhoJ0 On 09-09-39, “What They Will NEVER Teach You at Stanford Business School” debuts at 300 w 44th St at New York Fashion Week’s front rowhttp://www.youtube.com/watch?v=QXIaNZi3mHQ What A Super Model Can Teach a […]

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PQRST the Calendar

September 15, 2025

Fall Quarter 2025 at UC Irvine The Fall Quarter 2025 at the University of California, Irvine (UCI) runs on the standard quarter system, spanning approximately 11 weeks total (10 weeks of instruction plus finals). Below is a summary of the key academic calendar dates, drawn from the official UCI Registrar’s calendar. Note that UCI considers […]

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Off From Web 5 to Web 4, We Go

September 15, 2025

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AI Meets Reliability Rootly AI Party September 23

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AI Meets Reliability w/ Rootly AI, NVIDIA, Baseten, OpenAI, Replit, Glean, Weights & Biases, & More! · Luma luma.com We do web-12. Seriously #web12. It’s an ai programming language with API’s and SDK’s  Exactly #ch9 which’s chapter 9 at my house in Napa California What They Will NEVER Teach You at Stanford Business School youtube.com […]

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Buzzed Coffee. Alpha School. Lemonade Stand Businesses

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    Larry Chiang, 650-283-8008 ⁦‪@LarryChiang‬⁩ 12 Days Of YouTube Live and Gemini AI at Christmas NANO BANANAS #ch4 cc #55daysOfOpenAIatChristmas pic.x.com/IUHdJzCCG5   9/15/25, 8:51 AM     12 Days Of Grok4 #ch4  cc #55DaysOfOpenAIAtSFSuperBowl bcc #23DaysOfOpenAIAtACL #22DaysOfOpenAIAtSXSL SouthBySouthLarry South by South Lawn #SXSL YOU GUYS TALKING ABOUT ENTREPRENEURSHIP IN AUSTIN. I DON’T KNOW LIKE TWO […]

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RC’s 13D

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On Monday, September 21st 2020, RC Ventures and Ryan Cohen filed an amended Schedule 13D with the SEC, disclosing that they had increased their stake in $GME to roughly 9.98% of shares outstanding.  I know we’ve been thinking that the Cat is doing a requel and is maybe doing what Ryan did back then as […]

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