Larry Chiang, President and CEO Duck9.com

YouTube VIDEO

I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

Subscribe NOW

Enter your email address:

Text Message our CEO:

650-283-8008

or on twitter

Free Resources

Click Here to learn more

In The Media

Claudius the Shopkeeper

July 7, 2025

    Conor Grennan ⁦‪@conorgrennan‬⁩ Anthropic let their AI ‘Claudius’ run a business. It hilariously failed, losing money on… tungsten cubes. The lesson? AI isn’t a magic tool. It’s a brilliant but naive teammate that needs guidance. Human guidance matters people. pic.x.com/1TtaAF7tU7   7/3/25, 9:02 AM     What happens when ai runs a mini fridge […]

Read the full article →

5 Post by Bill Gates 5 at Replies

July 7, 2025

    Bill Gates ⁦‪@BillGates‬⁩ The facts are simple and devastating: Aid cuts have already cost lives, and the number of deaths will continue to rise. Here’s the evidence.   7/3/25, 6:29 PM         Bill Gates ⁦‪@BillGates‬⁩ Health aid is a small piece of America’s foreign aid, which is itself a small piece […]

Read the full article →

Great Educational Video

July 7, 2025

    Raj Singh ⁦‪@mobileraj‬⁩ .⁦‪@HamelHusain‬⁩ makes a case in this YT video that prompts is the taste and/or the moat and should not be outsourced to the developer but rather created by the domain expert. I agree. youtube.com/watch?v=GL0XhA…   7/7/25, 8:14 AM     LLM Evals: Common Mistakes youtube.com Steve Jobs Texted me on 650-283-8008 […]

Read the full article →

Elon Musk on AI and Gay-I. Gay AI

July 7, 2025

    Elon Musk ⁦‪@elonmusk‬⁩ ⁦‪@PauseusMaximus‬⁩ Being maximally truth-seeking is fundamental to AI safety. If you force AI to lie, it will do insane things. That was the central lesson of “2001: A Space Odyssey”. Haven’t you wondered why HAL wouldn’t open the pod bay doors? Altman cannot be trusted. He inverted the mission of […]

Read the full article →

Scott Bessent < Larry Chiang

July 7, 2025

What happened 11-6-24     Elon Musk ⁦‪@elonmusk‬⁩ ⁦‪@Chesschick01‬⁩ Bessent is a Soros stooge. And he’s a political science major who can’t even do math. The polling for me was very positive a year ago, which is why Trump used me so much.   7/6/25, 7:01 PM     Bessent is a Soros stooge. And he’s […]

Read the full article →

The $1000 Vending Machine Test That Breaks Every AI Model Out There Today

July 6, 2025

Project vend. Anthropic.  Run by an AI TURN A PROFIT or no.  The $1000 Test That Breaks Every AI Model Out There Today youtu.be Fascinating ai experience  Undone Cord Stopping the assembly line. Jeff Bezos Customer associate pulls product Undone Labs sat atop Amazon and Toyota We need to make the money bc AI cannot […]

Read the full article →

Post by Scott Adams on Blaming AI for Layoffs

July 6, 2025

    Scott Adams ⁦‪@ScottAdamsSays‬⁩ The Dilbert Filter says big companies will be blaming AI for their upcoming layoffs — without any evidence to back the claim — because that sounds more awesome than the alternatives.   7/6/25, 6:41 AM         Chamath Palihapitiya ⁦‪@chamath‬⁩ This is the dirty secret of AI rn.  Every […]

Read the full article →

McKinsey Slide Dicks To the Rescue

July 6, 2025

some intern at mckinsey is probably slopcoating a report on this but let me give you an insider news: most large corps are not happy with the agentic systems & POCs they’ve done this year. 2025 was supposed to be the year of agents. so far it’s been the year of letdowns.     Indra […]

Read the full article →

Bitcoin Growth Companies (BGC’s) Public Bitcoin Accumulators (PBA’s) Bitcoin Accretion Companies (BAC’s) Corn Accrual Companies (CAC’s) Bitcoin-Driven Equities (BDEs)

July 6, 2025

Still noodling on a term for companies that are uniquely focused on accumulating Bitcoin by issuing securities (ie, not just putting a little bit on their balance sheet). Bitcoin Treasury Companies doesn’t work bc it doesn’t make the distinction. I’d like to move off of Leveraged Bitcoin Equities (LBEs), which was only intended for an […]

Read the full article →

1 Fun WordPresss Post by Amjad Masad on Soham Parekh

July 5, 2025

Soham Parekh     Soham Parekh ⁦‪@realsohamparekh‬⁩ ⁦‪@mattppal‬⁩ I’ve been building before vibe coding was a thing. Replit has been tremendously helpful to bootstrap quick iterations by the way!   7/2/25, 8:41 PM         Amjad Masad ⁦‪@amasad‬⁩ Now you know how Soham Parekh did 1,337 jobs. pic.x.com/z3TrvEOiOR   7/3/25, 1:49 PM     9:59 video sums […]

Read the full article →