Larry Chiang, President and CEO Duck9.com

YouTube VIDEO

I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

Subscribe NOW

Enter your email address:

Text Message our CEO:

650-283-8008

or on twitter

Free Resources

Click Here to learn more

In The Media

Lecture 3 was “Do Things That Don’t Scale” now it’s been renamed, ‘Before the Startup’ (Paul Graham)

July 10, 2025

Lecture 3 – Before the Startup (Paul Graham) youtu.be Do Things That Don’t Scale, But Have Momentum  Steve Jobs Texted me on 650-283-8008 in the same way that Mr Jobs called Bill Hewlett https://x.com/superSaiyanSkai/status/1941392367304761636/video/1 9:59 video sums up 14 chapters of a book coming out 11-11-2019 “What They Will NEVER Teach You at Stanford Business School”http://www.youtube.com/watch?v=ejeIz4EhoJ0 Fashion […]

Read the full article →

Zero to $200,000

July 10, 2025

GuaGuaGuacamole  GuaGuaGauntlet Zero to $200k, LFG youtube.com Email Publish Posted this blogpost from my personal iPhone, 650-283-8008, that Steve Jobs texted me on https://www.youtube.com/watch?v=ejeIz4EhoJ0 What They Will NEVER Teach You at Stanford Business School youtube.com

Read the full article →

Page 57

July 10, 2025

Page 57 That’s the whole value of the book Do a 4 min video of page 57. #Cha4 You You’re the cha11 case study  11, 4 How I Make $550,000 Per Year Solely on YouTube youtube.com WordPress’d from my personal iPhone, 650-283-8008, that Steve Jobs texted me on https://www.youtube.com/watch?v=ejeIz4EhoJ0

Read the full article →

Winning a Credit Approval at Bank of America By Sending Two Texts

July 10, 2025

Text me 650-283-8008 one week before you  Winning at Bank of America w LC as Your BFF youtu.be Text me 650-283-8008 one minute before you enter on a Tuesday/ Friday  Is your B of A open on a Tuesday or Friday  Steve Jobs Texted me on 650-283-8008 in the same way that Mr Jobs called […]

Read the full article →

HR Employees On The Block, Chopped

July 10, 2025

IBM laid off 8,000 HR employees!! Not for budget.  Not for performance. They got replaced…by a chatbot. That bot? It’s called AskHR, and it runs on IBM’s own AI engine: Watsonx Orchestrate.  – 94% of HR work, automated – Pay, vacation, paperwork, even terminations – $3.5B in “productivity gains”  – 40% drop in HR costs […]

Read the full article →

As an Ex Bank of America Employee I Agree with this Credit Advice

July 10, 2025

As an Ex Bank of America Employee I Agree with this Credit Advice youtu.be WordPress’d from my personal iPhone, 650-283-8008, number that Steve Jobs texted me on What They Will NEVER Teach You at Stanford Business School youtube.com

Read the full article →

summary and update of the SlideShare presentation titled What a Super Model Can Teach a Harvard MBA About Credit by Larry Chiang, CEO of Duck9.

July 9, 2025

Below is a detailed summary and update of the SlideShare presentation titled *”What a Super Model Can Teach a Harvard MBA About Credit”* by Larry Chiang, CEO of Duck9. The original slide deck, presented at The Economist Conference on “Human Potential,” focuses on credit education, drawing parallels between the disciplined habits of supermodels and strategies […]

Read the full article →

Robin at ABC News with Larry Chiang at Duck9

July 9, 2025

ABC News15 youtu.be Steve Jobs Texted me on 650-283-8008 in the same way that Mr Jobs called Bill Hewlett https://x.com/superSaiyanSkai/status/1941392367304761636/video/1 9:59 video sums up 14 chapters of a book coming out 11-11-2019 “What They Will NEVER Teach You at Stanford Business School”http://www.youtube.com/watch?v=ejeIz4EhoJ0 Fashion Week’s front rowhttp://www.youtube.com/watch?v=QXIaNZi3mHQ What A Super Model Can Teach a Harvard MBA About Credit www.slideshare.net/larrychiang/what-a-super-model-can-teach-a-harvard-mba-about-credit […]

Read the full article →

L-theanine

July 9, 2025

    Ábris Babicz | The Demi Cycle Protocol 🧬 ⁦‪@AbrisGains‬⁩ Combine coffee with L-Theanine. L-Theanine increases GABA and alpha brain waves which calms your brain but doesn´t make you sleepy. Combined with caffeine, you have energy and focus – not stress. Take 100-200mg of L-Theanine for every coffee you have. pic.x.com/1XT4WXnHxW   7/7/25, 7:36 AM […]

Read the full article →

Charles Barkley, Lana Trevisan and Larry Chiang. And Mike Bibbi

July 9, 2025

What Larry Chiang Can Teach a Harvard MBA’s  About  Credit  What A Super Model Can Teach a Harvard MBA About Credit slideshare.net Rebounding from a Miss IS THIS THE BEST POWER FORWARD EVER!? 🏀🔥👀 #nba #nbahistory #nbahighlights youtube.com And missing like Steve Jobs when Steve called Bill Hewlett  https://x.com/superSaiyanSkai/status/1941392367304761636/video/1 And texted Larry Chiang, back From 408-891-XXXX […]

Read the full article →