The X post you linked to (from user @LucienWolfe111) is a commentary on a podcast episode hosted by Tucker Carlson, featuring an interview with economist Richard Werner. The post highlights Werner’s key claims about the banking system, framing it as a critique of modern finance. Here’s a breakdown:
### Post Content
– **Author**: Lucien Wolfe (@LucienWolfe111), whose bio describes him as a truth-teller who “weaponizes facts” and positions himself as an “American threat” against censorship.
– **Timestamp**: July 28, 2025.
– **Text**: “Richard Werner said it out loud: Banks don’t lend money—they invent it. Out of thin air. Digits on a screen. And they profit off the interest like it was theirs to begin with. The Fed? Just a cartel in a suit. CBDCs? A leash with a barcode. And if you expose this scam, they blacklist you—or worse. Why do we still pretend this is economics and not organized theft?”
– **Engagement**: As of now, it has garnered around 558 likes, 151 reposts, 3 quotes, 34 replies, 50 bookmarks, and over 19,000 views. This indicates moderate interest, likely driven by its connection to Carlson’s larger audience.
– **Context**: This is a reply to a main post by Tucker Carlson (@TuckerCarlson), announcing Episode 145 of his podcast. Carlson’s post includes a video (duration ~2.7 hours) of the interview with Werner, titled “World-renowned economist Richard Werner on where money comes from: banks just create it out of thin air, and keep a pile for themselves.” It lists timestamps for topics like money creation, the Federal Reserve’s role, leaving the gold standard, and central banks’ links to warfare. Carlson notes it includes paid partnerships.
### Analysis of the Linked Video (Podcast Interview)
The post essentially distills the core themes from Werner’s interview with Carlson. I analyzed the video content, which aligns closely with the post’s claims. Werner, a German economist known for his work on banking and credit creation, argues that banks don’t merely lend deposited money but create new money digitally when issuing loans. Key points from the interview:
– **Money Creation**: Banks “invent” money ex nihilo (out of nothing) via accounting entries. Werner empirically tested this by taking out a loan and observing bank records—no pre-existing funds are transferred; it’s just digits added to accounts. He contrasts this with mainstream economic theories that portray banks as intermediaries.
– **Federal Reserve Critique**: Werner calls the Fed a “cartel in a suit,” accusing it of enabling boom-bust cycles, suppressing growth in developing countries through debt traps, and historically causing events like the Great Depression by allowing banks to fail (e.g., 10,000 U.S. banks in the 1930s). He links central banks to warfare, noting the Bank of England’s founding in 1694 explicitly aimed to fund wars.
– **CBDCs as Control**: Werner warns that Central Bank Digital Currencies (CBDCs) are programmable, allowing authorities to enforce compliance (e.g., restricting spending based on carbon footprints, location, or criticism). He sees them as a tool for centralization, potentially eliminating smaller banks and enabling surveillance, describing them as “a leash with a barcode.”
– **Consequences of Exposure**: Werner shares personal anecdotes of backlash, including CIA surveillance after his book *Princes of the Yen* (2001) exposed similar mechanisms in Japan. He claims central banks blacklist critics, citing his own experiences like canceled media appearances and threats.
– **Broader Implications**: Werner argues for decentralizing banking with many small, local banks to foster growth (e.g., China’s post-1978 boom via thousands of regional banks). He critiques low interest rates as not stimulating growth (contrary to dogma) and ties fiat money to exploitation, advocating a return to productive credit allocation over asset bubbles.
The interview draws from Werner’s research, including his 1991 prediction of Japan’s banking crisis and invention of “quantitative easing” (QE) in 1995 as a recovery tool—though he says central banks like the Fed and Bank of Japan misused it to prolong crises.
### Replies and Community Reaction
The post has sparked a mix of agreement, conspiracy theories, and skepticism in replies (34 as of now):
– Many echo the post’s sentiment, blaming distractions like “woke” politics or DEI for diverting attention from banking issues (e.g., @Chansenz101’s reply links it to wealth disparity).
– Some share resources, like @ombudsman4truth linking to a blog on money and inflation.
– Critics question the mechanics (e.g., @MrGlass2025 asks why banks don’t “buy everything” if they print money) or accuse the post of AI generation (@ClearViewXX).
– Others tie it to historical figures (e.g., @jardeneria mentions Jewish financiers in the Bank of England’s history) or global shifts (@tunnelportterr1 on BRICS breaking from the Fed system).
– Overall, replies show polarization: supporters see it as exposing “theft,” while detractors dismiss it as oversimplified or conspiratorial.
Overall Assessment
This post amplifies Werner’s heterodox views, which challenge conventional economics by emphasizing banks’ money-creation power as a tool for control and inequality. It’s part of a broader conservative-leaning discourse on X critiquing institutions like the Fed. The video (linked in Carlson’s post) is the core content—worth watching for depth, as Werner’s arguments are data-backed and draw from his experiences in Japan and global finance. If you’re interested in similar topics, Werner’s book *Princes of the Yen* (available in English) expands on these ideas, including Japan’s “lost decades” and central bank manipulations. For real-time updates, his Substack (rwerner.substack.com) covers current economic analyses.
World-renowned economist Richard Werner on where money comes from: banks just create it out of thin air, and keep a pile for themselves.
(0:00) How Werner Predicted the Japanese Financial Crisis
(14:16) How Banks Create Money From Nothing
(24:09) You’re Being Lied to About the Bank’s Role in Economics
(33:59) The Evils of the Federal Reserve
(38:51) Why Are Banks Allowed to Create Money?
(57:12) Was Leaving the Gold Standard a Mistake?
(1:09:30) The Difference Between Banks and Central Banks
(1:24:26) How Society and Culture Are Impacted by Banks
(1:33:11) Did the US Purposely Destroy the Japanese Economy?
(1:35:42) The Central Bank’s Attempt to Blacklist Werner
(1:39:03) The CIA’s Threat to Werner
(1:47:24) Why Werner’s Research on Credit Creation Scared the Central Banks
(2:03:55) The Link Between Central Banks and Warfare
(2:18:02) Where Is the US Economy Headed?
(2:29:49) The World Bank’s Debt Trap to Exploit Developing Countries
(2:35:34) The Dark Truth About Central Bank Digital Currency
(2:40:19) Where Can People Learn More About This?
Includes paid partnerships.
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