By Larry Chiang
I know what you’re thinking. Sex.
Well, it turns out that if you can delay gratification, it positively impacts your credit score. Yup, your FICO will soar.
The alternative. Trying to polish up a credit report AFTER you’ve ruined it

Andrew Mason is talking about startups, but it applies to life.
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Larry Chiang (@LarryChiang) |
Letter of Explanation= #bcsEUTWM9. Polishing Up Your Turd Credit Report. Qualifying. {Sequel to #bcsEUTWM #cs183cs} pic.twitter.com/flWWLyceD7
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Okay if you’re new to the credit game and have a virginal credit report… Let’s pop your credit score cherry correctly.
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CEO of Duck9, Larry (@6502838008) |
Document ascent using a scrapbook Re #bcsEUTWM – Build Credit Score (engineer up tidal wave Momentum) via #530Lytton amazon.com/dp/B004ZBLKC2/…
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use the hashtag #530Lytton
Download the Twitter app and see the #530Lytton tweets and #bcsEUTWM tagged tweets. For example searching #bcsEUTWM inside the Twitter app would yield this in the search results:
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Larry Chiang (@LarryChiang) |
Letter of Explanation= #bcsEUTWM9. Polishing Up Your Turd Credit Report. Qualifying. {Sequel to #bcsEUTWM #cs183cs} pic.twitter.com/flWWLyceD7
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Delayed gratification is doing mundane things and getting to a FICO of 850.