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In The Media

Use a PO Box, you must

by Larry Chiang on June 12, 2015

By Larry Chiang
Fair Credit Reporting Act (FCRA) is a law I regurgitated to lawmakers. I’m an expert credit industry witness because I am one of the few that read FCRA. Thus, when I helped #HR627 and #HR3606 pass, it was on the basis of FCRA. 
Just like actors watch movies before they are in movies. I regurgitated laws before I drafted bills.
Answer: Use a PO Box, you must.
Question: What should I do about a car repo?
I purposefully tweet like Yoda because…
“A Jedi can write on their Experian credit report like you write on paper.”
— Larry Chiang


1/7 Due to hard times, my car was charged off and repoed (repossessed) #PObox105281
3/7 is the bank allowed to keep reporting the charge off as a write off closed and delinquent
#PObox60511 = capOne

Fashion Week’s front row has models that I whisper 1-0-5-2-8-1
…And blogged about the Fifth Epiphany 
anonymous asked you to answer. Earn 25 credits for answering.If you get your car loan reinstated, is the bank allowed to keep reporting the charge off as a write off closed and delinquent account even though monthly payments have resumed?Question Details:

  • I missed a few payments due to hard times and so my car was charged off and repoed

  • The day it was repoed I paid all the months I missed + all fees making my account current, and loan reinstated. I immediately got my car back…

ANSWER: American Express hosts me mentoring you about FICO scores at New York Fashion Week

ANSWER: Have your lawyer paypal me $705.55 and I’ll do them a special consult. Sorry, I can’t take 705.55 from you directly for the car-loan-repo-countermeasure 

Paypal account for 705.55 transfer is 
Larry@CEO of

Founding EIR @Stanford

STANFORD video boils down 20,000 hours and moves you to the right on the entrepreneur bell curve 

Duck9 = “Deep Underground Credit Knowledge” 9

Editor of the widely syndicated “What They Don’t Teach at School”
Read my last 10 tweets at
Author, NY Times Bestseller (09-09-09 release of WTDTYASBS)

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