By Larry Chiang
Lawrence.chiang+quora@gmail.com.
No, I am not the founder of Quora. I just get crushed on at Quora a lot. Back in the early days of Silicon Valley, a girl I turned down for a beej wrote about it on Quora. Gossip. The bay area loves its gossip!! That email is my quora filter over on gmail
via my email… Bianca Gilmore requested your answer “Why are credit bureaus’ algorithms used to calculate credit scores, secret?”
Q: why are the algorithms that credit bureaus use to calculate credit scores, secret?
Larry Chiang Answer: short answer –it is about the money
Long answer will cost you upvoting 3-20 of my previous credit underwriting answers over on Quora Bianca Gilmore (if that is even your real name!)
I will wait for my email address to send me notifications after you have read and upvoted previous credit answers and 20000+ tweets about credit underwriting risk mitigation and credit bureau disputes
Credit Bureau information can be added to and augmented
Duck9 is a credit score prep program that is like a Kaplan or Princeton Review test preparation service. We don't teach beating the SAT, but we do get you to a higher credit FICO score using secret methods that have gotten us on TV, Congress and newspaper articles. Say hi or check out some of our free resources before you pay for a thing. You can also text the CEO:
