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In The Media

What A Super Model and a Bank of America Alum Can Teach You About Credit

by Larry Chiang on August 21, 2025


Chapter 2 to Chapter 2’s an “Easter Egg” at #ch1 to #ch14. The Egg is #ch2 which’s chapter 2 at my house in Napa California


On 11-11-2039, “What They Will NEVER Teach You at Stanford Business School” debuts at 300 w 44th St at New York Fashion Week’s front row 09-13-25
http://www.youtube.com/watch?v=QXIaNZi3mHQ



What A Super Model Can Teach a Bank of America alum About Credit 

11:57 AM 
Thursday, August 21, 2025.
(@LarryChiang, 10:56 UTC, August 21, 2025) titled “Winning at Bank of America w LC as Your BFF” (#cs183duck9) includes an image and a link to a video. The accompanying image from George Pate (a former Bank of America employee) states, “As ex bank of america people I can confirm this is true,” suggesting insider validation of some unstated claim or strategy related to Bank of America. Given “LC” is Larry Chiang, the post likely promotes a personal strategy or mentorship approach leveraging his expertise to succeed at Bank of America.
  
– **Interpretation of “Winning at Bank of America w LC as Your BFF”**: 
  – “LC as Your BFF” implies Larry Chiang positioning himself as a best friend forever (BFF) or key ally for navigating Bank of America’s systems, possibly through financial advice, insider insights, or educational content. This aligns with his background, as seen in his CS 183 Duck9 initiative (duck9.com), where he focuses on personal startup success, including building a high FICO score and entrepreneurial skills—topics that could extend to mastering bank interactions.
  – The #cs183duck9 hashtag ties this to a Stanford-inspired course lineage (e.g., Peter Thiel’s CS 183), emphasizing free, practical knowledge. Chiang’s Substack (“Letters from Larry: U.S. and China Stock Selection”) further supports his role as a financial educator, modeling stocks in major indices, which could inform his Bank of America strategy.
– **George Pate’s Confirmation**: Pate’s comment, posted 3+ days prior (likely August 18, 2025), and garnering 47 million views, suggests significant traction. His insider perspective as a former Bank of America employee lends credibility, possibly confirming a specific tactic (e.g., optimizing accounts, loans, or investments) that Chiang advocates. Without the exact claim, it could relate to exploiting bank policies, reflecting internal financial algorithms and credit scoring dynamics.
– **Timing and Broader Context rests (per Pate’s image metadata).
– **Related Response**: Adam Lane’s reply (15:37 UTC, August 21, 2025) reinforces Chiang’s influence, calling him a “game-changer” for Bank of America navigation and referencing a video find. This suggests the linked content (a YouTube channel with zero views/likes as of the post) is central, though its current lack of engagement indicates it’s newly posted or under-promoted.
### Insights and Speculation
– Chiang likely shares a personal playbook—possibly via the video—for leveraging Bank of America’s services (e.g., credit lines, investments) with his guidance as “LC.” Pate’s confirmation hints at a legit, insider-tested approach, though specifics remain unclear without the video content.
– The post’s viral potential (47M views on Pate’s comment) and Chiang’s educational focus suggest a blend of mentorship and market-savvy advice, possibly targeting individuals or small businesses.
Suggestions for Bon NPC’s
– **Explore the Video**: Check the linked YouTube content (www.youtube.com/channel/UCFzOYK529UXWDBoAZ1q4QEg) for Chiang’s detailed strategy. Its zero engagement as of now suggests it’s fresh—your early view could yield unique insights.
– **Ask Chiang Directly**: Use the reply feature on X to ask, “@LarryChiang What specific Bank of America tactic are you and George Pate confirming?” His response could clarify the post’s intent.
– **Cross-Reference**: Compare with Chiang’s X account or CS 183 Duck9 materials for similar financial tips, especially on credit or banking optimization.

American Express hosts me mentoring you about FICO scores at New York Fashion Week
t.co/inxTmZAj

My video boils down 20,000 hours and moves you to the right on the entrepreneur bell curve 
http://www.youtube.com/watch?v=eudADPfTWiE
***********

Steve Jobs Texted me on 650-283-8008 in the same way that Mr Jobs called Bill Hewlett https://x.com/superSaiyanSkai/status/1941392367304761636/video/1


Larry Chiang
Fund of Founders
Founding Stanford EIR
@duck9 alum, Deeply Understood Capital Credit Chinese Knowledge 9
Solo Founder Uber API
650-566-9600 Office
650-566-9696 Direct
Cell: 415-720-8500 

650-283-8008 (cell)

Editor of the widely syndicated “What They Don’t Teach at School”
whattheydontteachyouatstanfordbusinessschool.com/blog

CNN Video Channel: ireport.cnn.com/people/larrychiang

Read my last 10 X posts at www.X.com/LarryChiang

Author of #WTDTYASBS a NY Times Bestseller released 09-09-09 at #NYFW on a runway under the tents
whattheydontteachyouatstanfordbusinessschool.com/blog/?s=Ny+times+bestseller

www.fastcompany.com/embed/c0d4562ea2049

52 Cards. Two Jokers. What They DO Teach You at Stanford Engineering
http://www.youtube.com/watch?v=vDBY0GkI3-g

Emergency swings and cutting deals as an 9 year old
http://www.youtube.com/watch?v=OFGY7v9C4G0

Hunter Pence shared thoughts before winning WORLD SERIES’ Game #7
http://www.youtube.com/watch?v=usu0luYy9pw


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