What They Don’t Teach You at Credit Karma

Larry Chiang took Garry Tan’s advice at a holiday party TellApart was hosting. Garry Tan mentored Larry Chiang to be a “semi pro computer scientist”. Legendarily, Chiang came up with an External ‘Application Protocol Interface’ (#externalAPI) for the credit monopoly, Fair Isaac. Chiang did so by protocol interfacing a consumer credit score from outside of the FICO algorithm. Before teaching “CS183X”, he co-founded Duck9 as a NY Times bestselling, credit guru. His book is even optioned to Hollywood. WTDTYASBS’s has scene treatments and a pitch inside of the NY Times bestselling book. He’s testified before Congress and has hundreds and hundreds of TV appearances. He has two mentors he mentions, over-and-over, per press interview: Gerri Detweiler and Mark McCormack of, “What They Don’t Teach You at Harvard Business School” fame. As a semi pro CS practitioner, he ate his own dog food by taking his own advice: “Follow Your CS183b Effort, Not Your Passion” #CS183B.

“Fashion Week (Sept 10-20) is like #LeadGen in Las Vegas. Cuz they’re cool places to launch new deals.”
— Larry Chiang

By Larry Chiang

$45

By Larry Chiang

I wanna lead off with the fact that me and Mike Arrington are fans of Kenneth Lin’s Credit Karma (@creditkarma)
It helped Mike get an Amex SPG–

This article was in US News and World Report:

	Credit Karma (@creditkarma)
6/18/15, 3:05 PM How to dispute errors on your credit report: bit.ly/1oKYzzS

I’d like to be the person that augments this post with a bit of “technology”

@creditkarma –[#POBox105281]

Let me repeat, #POBox105281 is a piece of technology because it’s a hashtag. It links to a set of “subroutines” to augment, hack, improve, raise and augment your FICO score.

In short, #ExpTransFax and #POBox105281 are smart ass ways for me to communicate that FCRA requires you to Application Protocol Interface with #ExpTransFax using

#POBox4500 Allen TX 75013
#POBox2000 Chester PA 19022
#POBox740256 ATL 30374

experian

#POBox4500

Allen TX 75013

trans union
#POBox2000

Chester PA 19022

equifax
#POBox740256

ATL GA 30374

Big fan of augmentation. My butt made this selfie at Kauffman Center for VC Education. Stanford CS majors were co-hosting. Mona Brooks and Valeria

What credit karma doesn’t teach is the hashtag:

#ExpTransFax

Experian-TransUnion-Equifax

#PObox4500 #PObox2000 #PObox740256

#ExpTransFax is disgusting. Disgustingly funny! Disgustingly hiLarryAss!!

	CEO of Duck9, Larry (@6502838008)
6/16/15, 6:56 AM #POBox105281 ATL GA 30348 @freecreditrepor #POBox4500 Allen TX 75013 #POBox2000 Chester PA 19022 #POBox740256 ATL 30374 #ExpTransFax