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In The Media

Meet My New (Twitter) Friend, “Stevie Ryan”

by Larry Chiang on July 13, 2016

By Larry Chiang
I pay attention to people who tweet about ‘FICO’ and “credit score”. This is how I met Stevie Ryan.
Stevie Ryan (@StevieRyan)
My credit score is 780. pic.twitter.com/6xRf54BhbW

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“You stay chasing Pokemon. I stay chasing money & a good credit score.” 
Notice the order of money and good credit. The order matters because money matters more than good credit.
Stevie Ryan (@StevieRyan)
You stay chasing Pokemon. I stay chasing money & a good credit score.

Pokemon is a fad.

High amounts of money infusion and good credit scores are not fads.
An example to expand money having more importance that good credit. Your FICO drops about 20-25 points if you have a FICO of 820 and then no longer have a car loan. But having more money with a FICO of 780 is a good thing.
Let me repeat, having a FICO of 780 with no debt on a car title is a good thing.

Stevie Ryan (@StevieRyan)
@Lil_WolfLove WORD! I own my Mini Cooper S and paid that shit in cashhhhh thank you very much
Stevie Ryan (@StevieRyan)
My credit score is 780. pic.twitter.com/6xRf54BhbW


This credit truths make some people look on in horror because the credit rules are weird
high credit score drops when you pay off your car loan- THE HORROR high credit score drops when you pay off your car loan- THE HORROR

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