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What Penny Pritzker Knows About Starting Up an 800 FICO That Pretty Much Only Stanford Engineers Fully Grasp

by Larry Chiang on September 11, 2016

By Larry Chiang
The U.S. Secretary of Commerce’s, Penny Pritzker’s, family started Trans Union. 
Starting. Your. Credit. Report.
Very hard. Lots of staccato starts and stops. Stanford engineers have the benefit of office hours at #530Lytton. If they face an initial rejection, Bank of America office hours quickly and rapidly get a 180 degree turn from credit rejection to credit approval.
Initially, your credit report is just one very hard and very tough credit inquiry 
Because you have no credit when you’re a credit virgin
Mix of credit =0%
Payment history = 0%
Capacity = 0%
Therefore, 100% of your TransUnion credit report is a hard inquiry (coupled with a rejection). 
Stanford engineers know “What They Do Teach You Inside CS, About Getting a FICO 800 and Getting an SPG American Express Card”
Larry Chiang (@LarryChiang)
“What Penny Pritzker, U.S. Secretary of Commerce, Knows About Starting Up FICO, But Won’t Mentor Youth On.” #GES2016
Larry Chiang (@LarryChiang)

#SXSW @juliehuls penny’s here too!?

Tell her founder of #expTransFax is in the #austin neighborhood !

Julie Huls (@juliehuls)


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