Subscribe NOW

Enter your email address:

Text Message our CEO:


or on twitter

Free Resources

Click Here to learn more

In The Media

Beat The FICO

by Larry Chiang on July 20, 2014

Larry Chiang is versed in the dark art of credit and has a JBA (Jedi in Business Administration) and after a Harvard Business School event, they wrote: “What They Don’t Teach You at Stanford Business School“. He taught an entrepreneurship class at Stanford University as an EIR (Entrepreneur in Residence)



By Larry Chiang

Disclosure: FICO is trademark of Fair Isaac. This post reveals a series of unauthorized methods to maximize FICO credit score.

There are some classes of categories of people… What do you fall into?
-1- College coed.
You silly females and your sexts.
I tolerate the harassment because its a means to an end. That end (goal) is high FICO. The means is all y’all text me and I text back articles
Obvi, my snapchat is “LarryChiang”
Obvi my real cell is 650-283-8008
The next class of person is…
-2- Traditional old person with semi ruined credit partially sullied from life
Read this eBook…., my treat
When I say, “my treat”, I mean I’ll rebate 100% after you execute one li’l thing.
-3- College founder who needs capital
In an example of “the rich get richer”, it’s the smarter kids who “Beat the FICO” because they want to self fund. CS majors love hacking in general and that’s what Beat the FICO is. It’s a method to augment your FICO.
Heard of StackOverflow? Heard of #ExpTransFax?!

It started with stack overflowing Trans Union. (I’m to lazy to link so will someone be a kissass and link to it in the comments?)

Larry Chiang (@LarryChiang)
“Larry Chiang’s Beat the FICO” method by United States credit expert, Lawerence HW Chiang.

-4- Rich VCs

Read, “9 VCs and Their FICO Score”.
/5/ FICO has a bell curve.
To start, tag a picture of me in your Facebook feed (zero PII will transfer (Private Identifiable Info :-))
Beating bell curves are something I specialize in…
ENGR145’s two anchor videos move you to the right on the entrepreneur bell curve
Is a bit ly I memorized that links to
is a bit ly I memorized that links to
/6/ Hashtags.
So sorry I’m not sorry for so many hashtags.
The good news is that all y’all can make money after you use my free BEAT THE FICO system.
/7/ The 100% Affiliate Program.
It’s real
It’s really awesome.
More awesome and free methods from the SXSW conference
Come to my Beat the FICO party at Four Seasons Austin
98 San Jacinto
LL 2
Austin TX 78701
Our “‘Beat the FICO’ Party at SXSW” takes place March 5, 2015.
5:30 PM – 9:00 PM
Note: You do not need to be 21 to attend. There will be no alcohol.
Note: If you’re a Stanford athlete you are not allowed to accept this gift from me, a booster. A Buck Cardinal club booster. So, you will need to vicariously learn
I loaded up athlete videos where a Stanford athlete can mentor you. I am 
Truly Awesome,
Larry Chiang
CEO of Duck9
Stanford University’s Founding EIR (Entrepreneur in Residence)
Duck9 = Deep Underground Credit Knowledge 9
c/o UCMS Inc
2021 Midwest Road / 3rd FL
Oak Brook IL
650-283-8008 (cell)
P.S. #AmexDuck9 is where you use Amex to pay for your SXSW hotel. You use #mmpQQ
It is where Mike Arrington got an Amex with a FICO of 748 and now gets free Westin Hotel rooms. This is not me revealing private FICO
Mike Arrington blogged, “my FICO is 748 and Amex repeatedly turned me down for credit” Re
Source (Mike Arrington on Quora In 2010, he did get approved after I texted on his behalf October 25, 2010
Oct 26, 11:45…, one Mike Arrington was approved
DISCLOSURE: Im a super model and financially benefit from modeling at Starwood. I financially benefit in a dozen ways even though you, the college consumer, do not pay me
Founder of “What They Don’t Teach at Business School” for CNN iReport:
Read my last 10 tweets at
Hacked the NY Times Bestseller list by launching my book 09-09-09 at New York Fashion Week and the Google homepage
“What They Will NEVER Teach You at Stanford Business School about EUTWMPPM @SXSW” comes out 11-11-14
52 Cards. Two Jokers. What They DO Teach You at Stanford Engineering
Emergency swings and cutting deals as an 9 year old

Leave a Comment

Previous post:

Next post: