Cosigner & Co-applicant Kills Your College Credit Card Credit Score

By Larry Chiang

I’m a credit industry expert if you trust who Congress, World Bank or 100+ TV news stations picked to testify. Well, here is a whopper of a secret. The cosigner (aka co-applicant) kills your College Credit Card Credit Score.

The cosigner negates all credit building. The cosigner nullifies any FICO score augmentation that can come from making on-time payments. The bank execs in those ivory towers can call it co-applicant but it still screws you from credit score building as an undergrad https://m.facebook.com/#!/story.php?story_fbid=497260690295094&id=811315726&__user=811315726

I used to teach entrepreneurship at Stanford. Technology Entrepreneurship, Engineering 145, is cool. ENGR145’s Anchor Concept: Lemonade and Gua Gua Guacamole

It moves you to the right on the entrepreneur bell curve

CEO of Duck9 Founding Stanford University EIR (Entrepreneur in Residence) Emeritus

Duck9 = “Deep Underground Credit Knowledge” 9 125 University Avenue/ 100 Palo Alto CA 94301 https://www.duck9.com/ass 650-566-9600 650-566-9696 (direct) 650-283-8008 (cell)

**************** Editor of the BusinessWeek Channel “What They Don’t Teach at Business School” https://whattheydontteachyouatstanfordbusinessschool.com/blog CNN Video Channel: https://ireport.cnn.com/people/larrychiang

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Author, NY Times Bestseller https://whattheydontteachyouatstanfordbusinessschool.com/blog/?s=Ny+times+bestseller

“What They Will NEVER Teach You at Stanford Business School” comes out 11-11-14

https://www.fastcompany.com/embed/c0d4562ea2049

52 Cards. Two Jokers. What They DO Teach You at Stanford Engineering