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Cosigner & Co-applicant Kills Your College Credit Card Credit Score

by Larry Chiang on November 28, 2012

By Larry Chiang

I’m a credit industry expert if you trust who Congress, World Bank or 100+ TV news stations picked to testify. Well, here is a whopper of a secret. The cosigner (aka co-applicant) kills your College Credit Card Credit Score.

The cosigner negates all credit building. The cosigner nullifies any FICO score augmentation that can come from making on-time payments. The bank execs in those ivory towers can call it co-applicant but it still screws you from credit score building as an undergrad!/story.php?story_fbid=497260690295094&id=811315726&__user=811315726

I used to teach entrepreneurship at Stanford. Technology Entrepreneurship, Engineering 145, is cool. ENGR145’s Anchor Concept: Lemonade and Gua Gua Guacamole

It moves you to the right on the entrepreneur bell curve

CEO of Duck9 Founding Stanford University EIR (Entrepreneur in Residence) Emeritus

Duck9 = “Deep Underground Credit Knowledge” 9 125 University Avenue/ 100 Palo Alto CA 94301 650-566-9600 650-566-9696 (direct) 650-283-8008 (cell)

**************** Editor of the BusinessWeek Channel “What They Don’t Teach at Business School” CNN Video Channel:

Read my last 10 tweets at

Author, NY Times Bestseller

“What They Will NEVER Teach You at Stanford Business School” comes out 11-11-14

52 Cards. Two Jokers. What They DO Teach You at Stanford Engineering

Emergency swings and cutting deals as an 9 year old

########## Duck9 is part of UCMS Inc. 630-705-5555

More on #ENGR145’s SHIFTING right on the entrepreneur bell curve

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