Mailing a dispute letter oct 22?! Date it Oct 22 minus 15. So Oct 7.
So whatever date you’re mailing it out. Subtract 15 days on the letter. Yup. The 635 to 748.8 FICO score transition is hilarious.
How to go from FICO 635 to FICO 748.8. This will serve as the one and only NON COLLEGE STUDENT credit mentorship piece here @Duck9.
Note: Each case will vary. This is for entertainment purposes only. Reading of this website shall not constitute legal advice. Consult a lawyer. Read American credit laws for yourself. Google FCRA. Google all of this before you take this blog post as gospel truth.
Plain paper. Plain white envelopes. Plain American hashtag’s.
po box number is critical. PoBox4500, 1000, 740256 corresponds to #ExpTransFax (Experian TransUnion Equifax.
Let me repeat #PObox4500; #PObox1000; #PObox740256 corresponds to #ExpTransFax (Experian TransUnion Equifax. They’re credit bureaus that form an oligopoly.)
Date is wrong. Date =Oct 2. Mail it Oct 17
Mailing it oct 22?! Date it Oct 22 minus 15. So Oct 7.
So whatever date you’re mailing it out. Subtract 15 days on the letter.
Go back and re read every line I’ve sent via email and text. It matters to your credit score.
PS your PayPal address still has you living in Asia. I’d update that because #ExpTransFax (Experian TransUnion Equifax cares about zip code volatility
https://www.duck9.com/uncategorized/how-to-go-from-fico-0-to-fico-800-as-a-17-year-old/
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