By Larry Chiang
C- credit. C minus as a credit score. That is what a 640 out of FICO 850 is, a “C-“.

FICO over 750 is a good credit card credit score.
In Las Vegas, Money 20/20 is taking place. A lot of credit executives and technology startup co-founders like Lisa Falzone and Tina Hui are there. The credit industry has efforts that counter millennials effort to have a credit score that sets the bell curve with high credit score marks.
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TSYS (@TSYS_TSS) |
Prepaid is appealing to millennials because it stops the abuse of credit and helps their credit scores #money2020
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Yikes.
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Larry Chiang (@LarryChiang) |
What’s your definition of high, @TSYS_TSS!? Like 640-660. #Money2020 (Your ignoring will constitute agreement 🙂 pic.twitter.com/MTcKy8AqqU
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I’m still waiting for @TSYS_TSS response.

The free drinks at Money 20/20 in Las Vegas for credit executives were courtesy of derogatory consumer information that credit bureaus sold. Yes, TU stands for “Trans Union”

642 Sucks. I recommend being “811”. I’m Larry Chiang

Credit execs favorited this tweet over a dozen times.
The use of pre-paid will never get you to a FICO of 811.