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Reverse Engineering the Business Model of Credit Bureaus

by Larry Chiang on February 9, 2015

Larry Chiang’s 6th book, “What They Will NEVER Teach You at Stanford Business School WTWNTYASBS”, will launch 11-11-19 in a photo-booth like the Tresemme two-story tradeshow booth New York Fashion Week. As CEO of Duck9, he leads an army to help college student consumers get a FICO over 770. Post H.L.S. keynote, Harvard Business wrote: “What They Don’t Teach You at Stanford Business School” (his latest post: “Setting an intention for SXSWi“.


NY Fashion Week is just like the Mom’s Day Fashion Show. Instead of the ‘Union’, its held at Lincoln Center
By Larry Chiang 
Credit bureaus have a very dirty business model.
Business models are fun to sniff out. I taught the sequel to Business Model Generation, which is Engineer Up a Business Model (EUBM). #EUBM is curated at Twitter on the official app here

Larry Chiang (@LarryChiang)
Credit bureaus are an oligopoly of your credit mistakes

#ExpTransFax benefits from the sale of negative credit info
Experian
Trans Union

Experian +

Trans Union +
Equifax +
#ExpTransFax. They are 3 private corporations that control negative credit data on approximately 380 million Americans. It is an oligopoly. 
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My expertise in business models via “#EUBM” inside of Stanford Engineering plus my knowledge of FCRA FCBA make me an ideal mentor for your FICO score. Pepper in the fact that I have a Rolodex of VCs with billions under management, and you have this to conclude: You can do a sequence of Pop Up Internships
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Pop Up Internship 13a)
Selling credit score coaching and FICO score augmentation for $599.95. You keep 100%
Pop Up Internship 13b)
Selling the FICO score inflation methodology of BCSEUTWM (Building Credit Score, Engineering Up Tidal Wave Momentum #BCSEUTWM) 
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The base work book costs $10. You can sell the finished product for $200+ 

CEO of Duck9
Stanford University’s Founding EIR (Entrepreneur in Residence)
Duck9 = Deep Underground Credit Knowledge 9
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